Gonzales cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8190100
Goods & Services index9494100
Groceries index9189100
Health care index9295100
Housing index4981100
Transportation index8693100
Utilities index10995100
Displayed above is a general overview of the Gonzales, TX cost of living index. The overall cost of living index in Gonzales, TX is 81, which is 10% lower than the Texas average and 19% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Gonzales, TX are equal to the Texas average and 6% lower than the national average.

Did you know?

  • The cost of living in Gonzales is 10% lower than the Texas average.
  • The cost of living in Gonzales is 19% lower than the national average.
  • The cost of housing in Gonzales is 51% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Gonzales, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Gonzales, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Gonzales, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Gonzales, TX by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Gonzales, TX have a median income of $43,688. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,019 per month to avoid calamity and poverty. The renters in the city have an income of about $23,506, which would make their monthly maximum allowable rental costs $548.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Gonzales, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemGonzalesNational avg.Difference
Haircut $14.53$15.566.6%
Beauty Salon $30.07$36.1116.7%
Toothpaste $2.79$2.4712.7%
Shampoo $0.89$0.968.1%
Movie $7.50$10.1325.9%
Bowling $4.67$4.741.4%


ItemGonzalesNational avg.Difference
Ground Beef $3.48$3.9812.6%
Fried Chicken $1.27$1.4110.0%
Milk $1.82$2.0611.8%
Potatoes $2.31$2.9822.5%
Pizza $9.24$9.472.5%
Beer $8.41$8.794.3%

Health Care

ItemGonzalesNational avg.Difference
Optometrist $88.50$101.0412.4%
Doctor $91.48$107.4414.9%
Dentist $81.87$90.429.5%
Ibuprofen $8.77$9.285.5%
Lipitor $440.38$426.503.3%


ItemGonzalesNational avg.Difference
Home Price $76,500.00$175,700.0056.5%
Avg. Mortgage Payment $938.83$1,133.2317.2%
Apartment Rent $583.00$920.0036.6%


ItemGonzalesNational avg.Difference
Gasoline $1.78$1.9910.7%
Tire Balancing $35.30$45.7622.9%


ItemGonzalesNational avg.Difference
All Electricity$156.47$163.814.5%
Phone $36.18$28.3927.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Waelder, TX1,35175-25%
Luling, TX5,56982-18%
Gonzales, TX7,31781-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Dunellen, NJ7,31712222%
Dayton, TN7,31679-21%
Ione, CA7,31811212%
Clarkston, WA7,31891-9%
Raritan, NJ7,31812929%
Gonzales, TX7,31781-19%
Source: The Gonzales, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.