Goleta cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index163135100
Goods & Services index100107100
Groceries index106117100
Health care index102109100
Housing index297189100
Transportation index115125100
Utilities index119116100
A general summary of the cost of living index in Goleta, CA is shown above. Compared to the state average of California the cost of living index in Goleta, CA is 163, which is 21% higher than the average in California and compared to the national average it is 63% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Goleta, CA goods and services come in at 7% lower than the average in California and are equal to compared to the nationwide average.

Did you know?

  • The cost of living in Goleta is 21% higher than the California average.
  • The cost of living in Goleta is 63% higher than the national average.
  • The cost of housing in Goleta is 197% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Goleta, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Goleta, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Goleta, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Goleta, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Goleta, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Goleta, CA, the median monthly income is $89,473 for those who own their own homes. Under the standard rule, that income level would allow for $2,088 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $66,005, per the median income in the area. That would allow for renters to spend up to $1,540 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Goleta, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemGoletaNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $46.67$34.6834.6%
Toothpaste $2.67$2.478.0%
Shampoo $1.09$1.026.7%
Movie $8.83$9.8710.5%
Bowling $4.50$4.392.5%


ItemGoletaNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.39$1.465.1%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.65$8.630.2%

Health Care

ItemGoletaNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $102.67$105.032.3%
Dentist $97.00$88.709.4%
Ibuprofen $11.98$9.4127.3%
Lipitor $258.91$298.5013.3%


ItemGoletaNational avg.Difference
Home Price $616,500.00$175,700.00250.9%
Avg. Mortgage Payment $1,207.72$1,081.0311.7%
Apartment Rent $1,588.00$920.0072.6%


ItemGoletaNational avg.Difference
Gasoline $2.51$2.0920.0%
Tire Balancing $46.33$45.292.3%


ItemGoletaNational avg.Difference
All Electricity$246.03$170.8044.0%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Isla Vista, CA24,79213131%
Santa Ynez, CA4,90917878%
Santa Barbara, CA89,66918989%
Ballard, CA32319292%
Mission Canyon, CA2,531210110%
Goleta, CA30,33316363%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Dover, NH30,33211919%
Oceanside, NY30,32916363%
Buenaventura Lakes, FL30,32493-7%
Georgetown, KY30,34992-8%
North Royalton, OH30,3531033%
Goleta, CA30,33316363%
Source: The Goleta, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.