Gilbertsville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index115102100
Goods & Services index115103100
Groceries index117105100
Health care index9997100
Housing index11593100
Transportation index117112100
Utilities index121112100
Here we can see a simple outline of the cost of living in Gilbertsville, PA. As you can see, with the average cost of living in Gilbertsville, PA being 115, that puts it 13% higher than the average of Pennsylvania and 15% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Gilbertsville, PA, the price of goods and services are 11% higher than the average of Pennsylvania as well as 15% higher than the nation's average.

Did you know?

  • The cost of living in Gilbertsville is 13% higher than the Pennsylvania average.
  • The cost of living in Gilbertsville is 15% higher than the national average.
  • The cost of housing in Gilbertsville is 15% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Gilbertsville, PA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Gilbertsville, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Gilbertsville, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Gilbertsville, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Gilbertsville, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Gilbertsville, PA have a median income of $73,627. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,718 per month to avoid calamity and poverty. The renters in the city have an income of about $35,473, which would make their monthly maximum allowable rental costs $828.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Gilbertsville, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemGilbertsvilleNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $52.00$34.6849.9%
Toothpaste $2.36$2.474.6%
Shampoo $0.99$1.023.1%
Movie $10.75$9.878.9%
Bowling $5.04$4.3914.8%


ItemGilbertsvilleNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.69$1.4615.4%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $10.74$9.2416.2%
Beer $8.39$8.632.8%

Health Care

ItemGilbertsvilleNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $118.75$105.0313.1%
Dentist $95.00$88.707.1%
Ibuprofen $9.89$9.415.1%
Lipitor $200.00$298.5033.0%


ItemGilbertsvilleNational avg.Difference
Home Price $235,100.00$175,700.0033.8%
Avg. Mortgage Payment $1,419.25$1,081.0331.3%
Apartment Rent $667.00$920.0027.5%


ItemGilbertsvilleNational avg.Difference
Gasoline $2.46$2.0917.6%
Tire Balancing $52.00$45.2914.8%


ItemGilbertsvilleNational avg.Difference
All Electricity$186.98$170.809.5%
Phone $38.50$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
DeSales University, PA86311515%
Kutztown University, PA2,01611515%
Hereford, PA70984-16%
Walnuttown, PA37099-1%
Baumstown, PA46594-6%
Gilbertsville, PA4,78011515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Staunton, IL4,78088-12%
Silverton, OH4,78187-13%
Dorneyville, PA4,78212424%
Raeford, NC4,78391-9%
Rincon Valley, AZ4,78411616%
Gilbertsville, PA4,78011515%
Source: The Gilbertsville, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.