Gettysburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGettysburgPennsylvaniaNational
Cost of living index102100100
IndexGettysburgPennsylvaniaNational
Goods & Services index10099100
Groceries index97102100
Health care index9090100
Housing index10393100
Transportation index100109100
Utilities index113115100
A general summary of the cost of living index in Gettysburg, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Gettysburg, PA is 102, which is 2% higher than the average in Pennsylvania and compared to the national average it is 2% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Gettysburg, PA goods and services come in at 2% higher than the average in Pennsylvania and are equal to compared to the nationwide average.

Did you know?

  • The cost of living in Gettysburg is 2% higher than the Pennsylvania average.
  • The cost of living in Gettysburg is 2% higher than the national average.
  • The cost of housing in Gettysburg is 3% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Groceries index
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Using the salary calculator lets you compare the salary you earn in Gettysburg, PA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Gettysburg, PA, you have to earn a higher income in order to still have the same standard of living. To operate the Gettysburg, PA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$57,708$4,809$1,346$1,731
Renters$21,692$1,808$506$651
One can approximate the cost of living and the housing affordability in Gettysburg, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Gettysburg, PA have a median income of $57,708. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,346 per month to avoid calamity and poverty. The renters in the city have an income of about $21,692, which would make their monthly maximum allowable rental costs $506.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When assessing the complete cost of living in Gettysburg, PA, the Pennsylvania income tax and the Pennsylvania sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Pennsylvania maximum surtax is 8%, and the Pennsylvania sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.07% to 3.07% in Pennsylvania.

Goods & Services

ItemGettysburgNational avg.Difference
Haircut $13.00$15.5616.5%
Beauty Salon $30.83$36.1114.6%
Toothpaste $2.25$2.479.0%
Shampoo $0.98$0.961.9%
Movie $9.11$10.1310.0%
Bowling $4.30$4.749.1%

Groceries

ItemGettysburgNational avg.Difference
Ground Beef $4.32$3.988.5%
Fried Chicken $1.46$1.413.8%
Milk $1.89$2.068.3%
Potatoes $3.49$2.9816.9%
Pizza $6.99$9.4726.2%
Beer $10.94$8.7924.4%

Health Care

ItemGettysburgNational avg.Difference
Optometrist $88.69$101.0412.2%
Doctor $92.98$107.4413.5%
Dentist $77.23$90.4214.6%
Ibuprofen $8.75$9.285.7%
Lipitor $437.76$426.502.6%

Housing

ItemGettysburgNational avg.Difference
Home Price $199,500.00$175,700.0013.5%
Avg. Mortgage Payment $1,023.97$1,133.239.6%
Apartment Rent $730.00$920.0020.7%

Transportation

ItemGettysburgNational avg.Difference
Gasoline $2.13$1.997.0%
Tire Balancing $38.58$45.7615.7%

Utilities

ItemGettysburgNational avg.Difference
All Electricity$170.91$163.814.3%
Phone $35.44$28.3924.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Flora Dale, PA01011%
Table Rock, PA431011%
Heidlersburg, PA68083-17%
Aspers, PA40487-13%
Hunterstown, PA64291-9%
Gettysburg, PA7,6321022%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Collinsville, VA7,63281-19%
Sandston, VA7,63194-6%
Monessen, PA7,63081-19%
Butler, NJ7,63613030%
Lander, WY7,62797-3%
Gettysburg, PA7,6321022%
Source: The Gettysburg, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.