Gardere cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGardereLouisianaNational
Cost of living index9492100
IndexGardereLouisianaNational
Goods & Services index10699100
Groceries index9696100
Health care index11497100
Housing index8182100
Transportation index9195100
Utilities index8391100
An overview of the general cost of living index for Gardere, LA is displayed above for your reference. Residents in Gardere, LA enjoy a cost of living index of 94. This index is 2% higher than the Louisiana average, and 6% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Gardere, LA, the average cost of goods and services is 7% higher than it is in Louisiana, and it is 6% higher than the national average.

Did you know?

  • The cost of living in Gardere is 2% higher than the Louisiana average.
  • The cost of living in Gardere is 6% lower than the national average.
  • The cost of housing in Gardere is 19% lower than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Gardere, LA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Gardere, LA, then you would need to earn more income in order to maintain the same standard of living. To use the Gardere, LA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$62,326$5,194$1,454$1,870
Renters$33,242$2,770$776$997
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gardere, LA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gardere, LA homeowners, is $62,326. This would allow for a maximum of $1,454 per month to be spent on housing costs. For renters, the median monthly income is $33,242 which would result in a maximum of $776 to be spent on rental costs.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
When assessing the complete cost of living in Gardere, LA, the Louisiana income tax and the Louisiana sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Louisiana maximum surtax is 11%, and the Louisiana sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 6% in Louisiana.

Goods & Services

ItemGardereNational avg.Difference
Haircut $19.67$15.5626.4%
Beauty Salon $41.28$36.1114.3%
Toothpaste $2.00$2.4719.0%
Shampoo $0.84$0.9612.6%
Movie $9.73$10.133.9%
Bowling $4.75$4.740.2%

Groceries

ItemGardereNational avg.Difference
Ground Beef $3.75$3.985.8%
Fried Chicken $1.17$1.4117.1%
Milk $2.34$2.0613.4%
Potatoes $3.08$2.983.4%
Pizza $8.49$9.4710.3%
Beer $8.23$8.796.4%

Health Care

ItemGardereNational avg.Difference
Optometrist $147.28$101.0445.8%
Doctor $136.33$107.4426.9%
Dentist $98.67$90.429.1%
Ibuprofen $9.14$9.281.5%
Lipitor $442.08$426.503.7%

Housing

ItemGardereNational avg.Difference
Home Price $138,700.00$175,700.0021.1%
Avg. Mortgage Payment $1,015.66$1,133.2310.4%
Apartment Rent $803.00$920.0012.7%

Transportation

ItemGardereNational avg.Difference
Gasoline $1.86$1.996.6%
Tire Balancing $39.79$45.7613.0%

Utilities

ItemGardereNational avg.Difference
All Electricity$133.79$163.8118.3%
Phone $24.01$28.3915.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Crescent, LA79479-21%
White Castle, LA2,31787-13%
St. Gabriel, LA6,79688-12%
Plaquemine, LA7,05589-11%
Port Allen, LA5,15090-10%
Gardere, LA10,59494-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Forestville, OH10,5951000%
Vidalia, GA10,59682-18%
Lincolnton, NC10,60190-10%
Melvindale, MI10,58483-17%
Kapaa, HI10,58216969%
Gardere, LA10,59494-6%
Source: The Gardere, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.