Cost Of Living In Garden Home-Whitford, OR

Garden Home-Whitford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Garden Home-Whitford	Oregon	National
Cost of living index	126	112	100
Index	Garden Home-Whitford	Oregon	National
Goods & Services index	120	111	100
Groceries index	117	107	100
Health care index	110	105	100
Housing index	160	122	100
Transportation index	108	114	100
Utilities index	78	91	100

A general summary of the cost of living index in Garden Home-Whitford, OR is shown above. Compared to the state average of Oregon the cost of living index in Garden Home-Whitford, OR is 126, which is 13% higher than the average in Oregon and compared to the national average it is 26% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Garden Home-Whitford, OR goods and services come in at 8% higher than the average in Oregon and are 20% higher than compared to the nationwide average.

Did you know?

The cost of living in Garden Home-Whitford is 13% higher than the Oregon average.
The cost of living in Garden Home-Whitford is 26% higher than the national average.
The cost of housing in Garden Home-Whitford is 60% higher than the national average.
Oregon general sales tax is 100% lower than the national average.
Oregon state income tax is 125% higher than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Garden Home-Whitford, OR to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Garden Home-Whitford, OR, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Garden Home-Whitford, OR salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,857	$6,071	$1,700	$2,186
Renters	$42,039	$3,503	$981	$1,261

One can approximate the cost of living and the housing affordability in Garden Home-Whitford, OR by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Garden Home-Whitford, OR have a median income of $72,857. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,700 per month to avoid calamity and poverty. The renters in the city have an income of about $42,039, which would make their monthly maximum allowable rental costs $981.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	5%	9.9%

When considering the overall cost of living expenses in Garden Home-Whitford, OR, it's important to take into account the sales tax for Oregon, as well as the rate for income tax in Oregon. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Oregon is 0%, and the sales tax in the state of Oregon is 0%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Oregon starts from 5% and goes up to 9.9%.

Goods & Services

Item	Garden Home-Whitford	National avg.	Difference
Haircut	$25.26	$15.56	62.3%
Beauty Salon	$54.47	$36.11	50.9%
Toothpaste	$3.91	$2.47	58.1%
Shampoo	$1.08	$0.96	11.6%
Movie	$10.56	$10.13	4.3%
Bowling	$4.31	$4.74	9.1%

Groceries

Item	Garden Home-Whitford	National avg.	Difference
Ground Beef	$5.36	$3.98	34.4%
Fried Chicken	$1.66	$1.41	18.2%
Milk	$2.18	$2.06	5.5%
Potatoes	$2.10	$2.98	29.7%
Pizza	$10.33	$9.47	9.0%
Beer	$9.67	$8.79	10.0%

Health Care

Item	Garden Home-Whitford	National avg.	Difference
Optometrist	$122.67	$101.04	21.4%
Doctor	$121.58	$107.44	13.2%
Dentist	$102.13	$90.42	13.0%
Ibuprofen	$10.28	$9.28	10.8%
Lipitor	$403.09	$426.50	5.5%

Housing

Item	Garden Home-Whitford	National avg.	Difference
Home Price	$314,200.00	$175,700.00	78.8%
Avg. Mortgage Payment	$1,625.94	$1,133.23	43.5%
Apartment Rent	$1,082.00	$920.00	17.6%

Transportation

Item	Garden Home-Whitford	National avg.	Difference
Gasoline	$2.58	$1.99	29.6%
Tire Balancing	$26.80	$45.76	41.4%

Utilities

Item	Garden Home-Whitford	National avg.	Difference
All Electricity	$145.06	$163.81	11.4%
Phone	$18.23	$28.39	35.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Johnson City, OR	573	87	-13%
Cornelius, OR	12,068	108	8%
King City, OR	3,351	108	8%
Vancouver, WA	165,554	110	10%
Minnehaha, WA	8,864	112	12%
Garden Home-Whitford, OR	6,019	126	26%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Kasson, MN	6,017	96	-4%
Waupaca, WI	6,016	92	-8%
Estes Park, CO	6,022	118	18%
Silver Lake, NC	6,024	99	-1%
Roanoke, AL	6,013	89	-11%
Garden Home-Whitford, OR	6,019	126	26%

Source: The Garden Home-Whitford, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Garden Home-Whitford, OR Cost of Living