Garden Home-Whitford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGarden Home-WhitfordOregonNational
Cost of living index128117100
IndexGarden Home-WhitfordOregonNational
Goods & Services index122122100
Groceries index116116100
Health care index114114100
Housing index160122100
Transportation index111111100
Utilities index8989100
A general summary of the cost of living index in Garden Home-Whitford, OR is shown above. Compared to the state average of Oregon the cost of living index in Garden Home-Whitford, OR is 128, which is 10% higher than the average in Oregon and compared to the national average it is 28% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Garden Home-Whitford, OR goods and services come in at equal to the average in Oregon and are 22% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Garden Home-Whitford is 10% higher than the Oregon average.
  • The cost of living in Garden Home-Whitford is 28% higher than the national average.
  • The cost of housing in Garden Home-Whitford is 60% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

Find Real Estate Listings In Garden Home-Whitford


New Real Estate Listings In Garden Home-Whitford

Compare Garden Home-Whitford, OR Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Garden Home-Whitford, OR to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Garden Home-Whitford, OR, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Garden Home-Whitford, OR salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Garden Home-Whitford, OR by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Garden Home-Whitford, OR have a median income of $72,857. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,700 per month to avoid calamity and poverty. The renters in the city have an income of about $42,039, which would make their monthly maximum allowable rental costs $981.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Garden Home-Whitford, OR, it's important to take into account the sales tax for Oregon, as well as the rate for income tax in Oregon. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Oregon is 0%, and the sales tax in the state of Oregon is 0%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Oregon starts from 5% and goes up to 9.9%.

Goods & Services

ItemGarden Home-WhitfordNational avg.Difference
Haircut $25.20$14.5972.7%
Beauty Salon $46.60$34.6834.4%
Toothpaste $3.42$2.4738.3%
Shampoo $1.72$1.0268.3%
Movie $10.15$9.872.9%
Bowling $3.45$4.3921.4%


ItemGarden Home-WhitfordNational avg.Difference
Ground Beef $4.65$4.483.9%
Fried Chicken $2.69$1.4683.7%
Milk $1.97$2.3616.4%
Potatoes $2.73$3.0610.8%
Pizza $11.00$9.2419.0%
Beer $8.85$8.632.5%

Health Care

ItemGarden Home-WhitfordNational avg.Difference
Optometrist $124.50$99.7824.8%
Doctor $131.85$105.0325.5%
Dentist $101.00$88.7013.9%
Ibuprofen $14.45$9.4153.5%
Lipitor $251.31$298.5015.8%


ItemGarden Home-WhitfordNational avg.Difference
Home Price $314,200.00$175,700.0078.8%
Avg. Mortgage Payment $1,517.59$1,081.0340.4%
Apartment Rent $1,082.00$920.0017.6%


ItemGarden Home-WhitfordNational avg.Difference
Gasoline $2.30$2.099.9%
Tire Balancing $52.33$45.2915.6%


ItemGarden Home-WhitfordNational avg.Difference
All Electricity$151.02$170.8011.6%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Johnson City, OR57389-11%
Cornelius, OR12,06811010%
King City, OR3,35111111%
Vancouver, WA165,55411313%
Minnehaha, WA8,86411414%
Garden Home-Whitford, OR6,01912828%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kasson, MN6,01795-5%
Estes Park, CO6,02211616%
Waupaca, WI6,01692-8%
Silver Lake, NC6,024100-0%
Roanoke, AL6,01387-13%
Garden Home-Whitford, OR6,01912828%
Source: The Garden Home-Whitford, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.