Garden City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGarden CitySouth CarolinaNational
Cost of living index9495100
IndexGarden CitySouth CarolinaNational
Goods & Services index98101100
Groceries index104109100
Health care index97100100
Housing index7680100
Transportation index9993100
Utilities index115104100
Here we can see a simple outline of the cost of living in Garden City, SC. As you can see, with the average cost of living in Garden City, SC being 94, that puts it 1% lower than the average of South Carolina and 6% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Garden City, SC, the price of goods and services are 3% lower than the average of South Carolina as well as 2% lower than the nation's average.

Did you know?

  • The cost of living in Garden City is 1% lower than the South Carolina average.
  • The cost of living in Garden City is 6% lower than the national average.
  • The cost of housing in Garden City is 24% lower than the national average.
  • South Carolina general sales tax is 18% higher than the national average.
  • South Carolina state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Garden City, SC to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Garden City, SC, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Garden City, SC salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Garden City, SC as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Garden City, SC homeowners, the median income is $42,215. This indicates that a monthly maximum of $985 should be spent by homeowners on all housing related costs. Renters have a median income of $29,091. This indicates that renters should have a maximum of $679 used for their rent related monthly costs.

South Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Carolina6%9%

South Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
South Carolina0%7%
For those who live in Garden City, SC and want to know what the true cost of living is, they ought to look at both the South Carolina income tax rate and the South Carolina sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In South Carolina, the sales tax is 6%, while the most you'll pay in surtax is 9%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in South Carolina, the income tax rate ranges between 0% to 7%.

Goods & Services

ItemGarden CityNational avg.Difference
Haircut $13.60$14.596.8%
Beauty Salon $40.20$34.6815.9%
Toothpaste $2.52$2.471.9%
Shampoo $1.07$1.024.7%
Movie $8.50$9.8713.9%
Bowling $3.36$4.3923.5%


ItemGarden CityNational avg.Difference
Ground Beef $4.19$4.486.4%
Fried Chicken $1.45$1.461.0%
Milk $2.79$2.3618.4%
Potatoes $3.19$3.064.2%
Pizza $9.25$9.240.1%
Beer $8.43$8.632.3%

Health Care

ItemGarden CityNational avg.Difference
Optometrist $93.20$99.786.6%
Doctor $102.00$105.032.9%
Dentist $81.20$88.708.5%
Ibuprofen $9.64$9.412.4%
Lipitor $316.28$298.506.0%


ItemGarden CityNational avg.Difference
Home Price $122,800.00$175,700.0030.1%
Avg. Mortgage Payment $740.74$1,081.0331.5%
Apartment Rent $821.00$920.0010.8%


ItemGarden CityNational avg.Difference
Gasoline $2.06$2.091.7%
Tire Balancing $46.39$45.292.4%


ItemGarden CityNational avg.Difference
All Electricity$224.88$170.8031.7%
Phone $26.14$28.267.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bucksport, SC76086-14%
Socastee, SC20,49697-3%
Forestbrook, SC4,53997-3%
Myrtle Beach, SC28,45599-1%
Murrells Inlet, SC8,0271099%
Garden City, SC8,82494-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Glencoe, IL8,82419191%
Port Jefferson Station, NY8,82814141%
Hollymead, VA8,82811919%
Larkfield-Wikiup, CA8,83114545%
Alondra Park, CA8,83313636%
Garden City, SC8,82494-6%
Source: The Garden City, SC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.