Garden City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGarden CityColoradoNational
Cost of living index84108100
IndexGarden CityColoradoNational
Goods & Services index9999100
Groceries index10099100
Health care index93103100
Housing index58134100
Transportation index115104100
Utilities index5978100

Did you know?

  • The cost of living in Garden City is 22% lower than the Colorado average.
  • The cost of living in Garden City is 16% lower than the national average.
  • The cost of housing in Garden City is 42% lower than the national average.
  • Colorado general sales tax is 43% lower than the national average.
  • Colorado state income tax is 108% higher than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$35,750$2,979$834$1,073
Renters$28,036$2,336$654$841

Colorado Sales Tax

StateGeneral Sales TaxWith Max Surtax
Colorado2.9%10%

Colorado Income Tax

StateIncome Tax (Low)Income Tax (High)
Colorado4.63%4.63%

Goods & Services

ItemGarden CityNational avg.Difference
Haircut $19.73$16.0922.6%
Beauty Salon $32.71$37.3312.4%
Toothpaste $1.53$2.4537.5%
Shampoo $0.79$1.0020.8%
Movie $12.05$10.2817.2%
Bowling $6.21$4.9325.8%

Groceries

ItemGarden CityNational avg.Difference
Ground Beef $3.41$3.8010.4%
Fried Chicken $1.48$1.406.1%
Milk $1.81$2.019.9%
Potatoes $3.64$3.0120.9%
Pizza $9.94$9.890.5%
Beer $8.81$8.901.0%

Health Care

ItemGarden CityNational avg.Difference
Optometrist $111.01$102.168.7%
Doctor $121.95$108.3612.5%
Dentist $64.67$92.5330.1%
Ibuprofen $8.48$9.288.6%
Lipitor $426.05$425.820.1%

Housing

ItemGarden CityNational avg.Difference
Home Price $107,800.00$184,700.0041.6%
Avg. Mortgage Payment $1,833.88$1,202.4452.5%
Apartment Rent $543.00$949.0042.8%

Transportation

ItemGarden CityNational avg.Difference
Gasoline $2.31$2.242.9%
Tire Balancing $65.49$46.2941.5%

Utilities

ItemGarden CityNational avg.Difference
All Electricity$121.83$165.9626.6%
Phone $12.39$28.6856.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ault, CO1,86992-8%
Gilcrest, CO95192-8%
Kersey, CO1,66493-7%
La Salle, CO2,58894-6%
Platteville, CO2,62894-6%
Garden City, CO24084-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cherokee Pass, MO24091-9%
West Elkton, OH24084-16%
Goldsmith, TX24077-23%
Kenilworth, UT24081-19%
Roy, NM24075-25%
Garden City, CO24084-16%
Source: The Garden City, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.