Garden Acres cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGarden AcresCaliforniaNational
Cost of living index99135100
IndexGarden AcresCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index68189100
Transportation index120125100
Utilities index116116100
An overview of the general cost of living index for Garden Acres, CA is displayed above for your reference. Residents in Garden Acres, CA enjoy a cost of living index of 99. This index is 27% lower than the California average, and 1% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Garden Acres, CA, the average cost of goods and services is 1% lower than it is in California, and it is 6% higher than the national average.

Did you know?

  • The cost of living in Garden Acres is 27% lower than the California average.
  • The cost of living in Garden Acres is 1% lower than the national average.
  • The cost of housing in Garden Acres is 32% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Garden Acres, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Garden Acres, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Garden Acres, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Garden Acres, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$44,821$3,735$1,046$1,345
Renters$35,333$2,944$824$1,060
The affordability of the housing market in Garden Acres, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Garden Acres, CA homeowners, the median income is $44,821. This indicates that a monthly maximum of $1,046 should be spent by homeowners on all housing related costs. Renters have a median income of $35,333. This indicates that renters should have a maximum of $824 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in Garden Acres, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemGarden AcresNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemGarden AcresNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemGarden AcresNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemGarden AcresNational avg.Difference
Home Price $91,300.00$175,700.0048.0%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $966.00$920.005.0%

Transportation

ItemGarden AcresNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemGarden AcresNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Victor, CA60511212%
August, CA8,47995-5%
Kennedy, CA3,48798-2%
Taft Mosswood, CA1,39899-1%
French Camp, CA4,1551011%
Garden Acres, CA11,17299-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cordele, GA11,17783-17%
Spencer, IA11,17789-11%
Lyndon, KY11,16798-2%
Coshocton, OH11,17981-19%
Mountain Top, PA11,1821044%
Garden Acres, CA11,17299-1%
Source: The Garden Acres, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.