Galeville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGalevilleNew YorkNational
Cost of living index89120100
IndexGalevilleNew YorkNational
Goods & Services index100110100
Groceries index105105100
Health care index10099100
Housing index66149100
Transportation index109111100
Utilities index79102100
A general overview of the cost of living index for Galeville, NY is displayed above. In Galeville, NY, the overall cost of living index is 89, which is 26% lower than the New York average and 11% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Galeville, NY, the city's goods and services are 9% lower than the New York average and equal to the U.S. average.

Did you know?

  • The cost of living in Galeville is 26% lower than the New York average.
  • The cost of living in Galeville is 11% lower than the national average.
  • The cost of housing in Galeville is 34% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Galeville, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Galeville, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Galeville, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Galeville, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Galeville, NY homeowners have a median income of $45,640. Using that number, you will come up with a maximum of $1,065 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,969, which means there is a maximum of $793 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Galeville, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemGalevilleNational avg.Difference
Haircut $15.67$15.560.7%
Beauty Salon $38.39$36.116.3%
Toothpaste $2.27$2.478.1%
Shampoo $1.15$0.9619.2%
Movie $12.75$10.1325.9%
Bowling $4.50$4.745.0%


ItemGalevilleNational avg.Difference
Ground Beef $4.19$3.985.2%
Fried Chicken $1.36$1.413.1%
Milk $2.09$2.061.1%
Potatoes $3.18$2.986.5%
Pizza $10.82$9.4714.3%
Beer $8.47$8.793.7%

Health Care

ItemGalevilleNational avg.Difference
Optometrist $110.00$101.048.9%
Doctor $124.00$107.4415.4%
Dentist $79.67$90.4211.9%
Ibuprofen $9.80$9.285.6%
Lipitor $417.18$426.502.2%


ItemGalevilleNational avg.Difference
Home Price $95,400.00$175,700.0045.7%
Avg. Mortgage Payment $1,237.17$1,133.239.2%
Apartment Rent $870.00$920.005.4%


ItemGalevilleNational avg.Difference
Gasoline $2.20$1.9910.2%
Tire Balancing $48.49$45.766.0%


ItemGalevilleNational avg.Difference
All Electricity$140.56$163.8114.2%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Sand Ridge, NY84583-17%
Seneca Knolls, NY1,93684-16%
Bridgeport, NY1,58389-11%
Fulton, NY11,78685-15%
Phoenix, NY2,49790-10%
Galeville, NY4,67689-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lexington, MO4,67685-15%
Harrisburg, SD4,67897-3%
Offutt AFB, NE4,6781011%
Lake San Marcos, CA4,67914343%
Highland Lakes, AL4,67912323%
Galeville, NY4,67689-11%
Source: The Galeville, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.