Fruitland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index101115100
Goods & Services index10791100
Groceries index107112100
Health care index10288100
Housing index89154100
Transportation index101108100
Utilities index11499100
A general overview of the cost of living index for Fruitland, MD is displayed above. In Fruitland, MD, the overall cost of living index is 101, which is 12% lower than the Maryland average and 1% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Fruitland, MD, the city's goods and services are 18% higher than the Maryland average and 7% higher than the U.S. average.

Did you know?

  • The cost of living in Fruitland is 12% lower than the Maryland average.
  • The cost of living in Fruitland is 1% higher than the national average.
  • The cost of housing in Fruitland is 11% lower than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Fruitland, MD would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Fruitland, MD, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Fruitland, MD salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Fruitland, MD, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Fruitland, MD, the median monthly income is $64,608 for those who own their own homes. Under the standard rule, that income level would allow for $1,507 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $35,812, per the median income in the area. That would allow for renters to spend up to $836 on monthly rental expenses.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Fruitland, MD and want to know what the true cost of living is, they ought to look at both the Maryland income tax rate and the Maryland sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Maryland, the sales tax is 6%, while the most you'll pay in surtax is 6%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Maryland, the income tax rate ranges between 2% to 5.75%.

Goods & Services

ItemFruitlandNational avg.Difference
Haircut $13.00$14.5910.9%
Beauty Salon $37.50$34.688.1%
Toothpaste $2.98$2.4720.5%
Shampoo $1.03$1.020.8%
Movie $10.50$9.876.4%
Bowling $3.99$4.399.1%


ItemFruitlandNational avg.Difference
Ground Beef $4.59$4.482.5%
Fried Chicken $1.72$1.4617.5%
Milk $1.95$2.3617.3%
Potatoes $3.99$3.0630.3%
Pizza $8.49$9.248.1%
Beer $8.74$8.631.2%

Health Care

ItemFruitlandNational avg.Difference
Optometrist $135.00$99.7835.3%
Doctor $87.50$105.0316.7%
Dentist $92.50$88.704.3%
Ibuprofen $10.46$9.4111.1%
Lipitor $320.25$298.507.3%


ItemFruitlandNational avg.Difference
Home Price $144,100.00$175,700.0018.0%
Avg. Mortgage Payment $825.43$1,081.0323.6%
Apartment Rent $955.00$920.003.8%


ItemFruitlandNational avg.Difference
Gasoline $2.09$2.090.1%
Tire Balancing $47.50$45.294.9%


ItemFruitlandNational avg.Difference
All Electricity$204.71$170.8019.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Waterview, MD311077%
Whitehaven, MD631077%
Allen, MD881077%
Quantico, MD1101077%
Dames Quarter, MD17787-13%
Fruitland, MD5,0281011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Allegan, MI5,03081-19%
Gilmer, TX5,03188-12%
Delhi Hills, OH5,03295-5%
Dos Palos, CA5,02394-6%
Port Isabel, TX5,03375-25%
Fruitland, MD5,0281011%
Source: The Fruitland, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.