Fresno cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9691100
Goods & Services index10197100
Groceries index8690100
Health care index9196100
Housing index9881100
Transportation index8995100
Utilities index9494100
Here we can see a simple outline of the cost of living in Fresno, TX. As you can see, with the average cost of living in Fresno, TX being 96, that puts it 6% higher than the average of Texas and 4% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Fresno, TX, the price of goods and services are 3% higher than the average of Texas as well as 1% higher than the nation's average.

Did you know?

  • The cost of living in Fresno is 6% higher than the Texas average.
  • The cost of living in Fresno is 4% lower than the national average.
  • The cost of housing in Fresno is 2% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Fresno, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Fresno, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Fresno, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Fresno, TX by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Fresno, TX have a median income of $68,819. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,606 per month to avoid calamity and poverty. The renters in the city have an income of about $51,574, which would make their monthly maximum allowable rental costs $1,203.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Fresno, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemFresnoNational avg.Difference
Haircut $15.70$14.597.6%
Beauty Salon $50.70$34.6846.2%
Toothpaste $2.05$2.4717.1%
Shampoo $0.83$1.0218.8%
Movie $10.14$9.872.8%
Bowling $5.35$4.3921.8%


ItemFresnoNational avg.Difference
Ground Beef $4.78$4.486.8%
Fried Chicken $1.22$1.4616.7%
Milk $1.69$2.3628.3%
Potatoes $2.51$3.0618.0%
Pizza $8.69$9.246.0%
Beer $8.88$8.632.9%

Health Care

ItemFresnoNational avg.Difference
Optometrist $91.56$99.788.2%
Doctor $78.68$105.0325.1%
Dentist $85.89$88.703.2%
Ibuprofen $7.98$9.4115.2%
Lipitor $306.58$298.502.7%


ItemFresnoNational avg.Difference
Home Price $131,700.00$175,700.0025.0%
Avg. Mortgage Payment $1,037.88$1,081.034.0%
Apartment Rent $1,405.00$920.0052.7%


ItemFresnoNational avg.Difference
Gasoline $1.94$2.097.1%
Tire Balancing $35.44$45.2921.7%


ItemFresnoNational avg.Difference
All Electricity$144.44$170.8015.4%
Phone $30.15$28.266.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fifth Street, TX2,36275-25%
South Houston, TX17,32383-17%
Galena Park, TX11,09383-17%
Rosharon, TX1,94084-16%
Alvin, TX24,93887-13%
Fresno, TX20,37496-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South El Monte, CA20,37512727%
South St. Paul, MN20,3681011%
Birmingham, MI20,38212424%
Silverdale, WA20,36412424%
Selden, NY20,39013535%
Fresno, TX20,37496-4%
Source: The Fresno, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.