French Camp cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFrench CampCaliforniaNational
Cost of living index101135100
IndexFrench CampCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index75189100
Transportation index120125100
Utilities index116116100
An overview of the general cost of living index for French Camp, CA is displayed above for your reference. Residents in French Camp, CA enjoy a cost of living index of 101. This index is 25% lower than the California average, and 1% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in French Camp, CA, the average cost of goods and services is 1% lower than it is in California, and it is 6% higher than the national average.

Did you know?

  • The cost of living in French Camp is 25% lower than the California average.
  • The cost of living in French Camp is 1% higher than the national average.
  • The cost of housing in French Camp is 25% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare French Camp, CA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in French Camp, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in French Camp, CA, you have to earn a higher income in order to still have the same standard of living. To operate the French Camp, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$39,219$3,268$915$1,177
Renters$27,176$2,265$634$815
If you want to find a good determining factor for the cost of living and the general affordability of housing in French Camp, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In French Camp, CA, the median monthly income is $39,219 for those who own their own homes. Under the standard rule, that income level would allow for $915 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $27,176, per the median income in the area. That would allow for renters to spend up to $634 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in French Camp, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemFrench CampNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemFrench CampNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemFrench CampNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemFrench CampNational avg.Difference
Home Price $116,800.00$175,700.0033.5%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $881.00$920.004.2%

Transportation

ItemFrench CampNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemFrench CampNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
August, CA8,47995-5%
Kennedy, CA3,48798-2%
Garden Acres, CA11,17299-1%
Taft Mosswood, CA1,39899-1%
Country Club, CA10,0181033%
French Camp, CA4,1551011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
China Grove, NC4,15590-10%
Ford City, CA4,15494-6%
Stock Island, FL4,15311414%
Indian Rocks Beach, FL4,15312626%
Bluffton, OH4,15793-7%
French Camp, CA4,1551011%
Source: The French Camp, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.