Fremont cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFremontCaliforniaNational
Cost of living index172135100
IndexFremontCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index299189100
Transportation index131125100
Utilities index108116100
The above illustration supplies generalized information for the Fremont, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Fremont, CA is 172, which is 27% higher than the California average and 72% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Fremont, CA are 8% higher than the average for California and 15% higher than the rest of the country.

Did you know?

  • The cost of living in Fremont is 27% higher than the California average.
  • The cost of living in Fremont is 72% higher than the national average.
  • The cost of housing in Fremont is 199% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Fremont, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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The salary calculator allows you to compare how much your current salary in Fremont, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Fremont, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Fremont, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$122,494$10,208$2,858$3,675
Renters$76,655$6,388$1,788$2,300
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Fremont, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Fremont, CA homeowners, is $122,494. This would allow for a maximum of $2,858 per month to be spent on housing costs. For renters, the median monthly income is $76,655 which would result in a maximum of $1,788 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in Fremont, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemFremontNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemFremontNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemFremontNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemFremontNational avg.Difference
Home Price $614,500.00$175,700.00249.7%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $1,663.00$920.0080.8%

Transportation

ItemFremontNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemFremontNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mountain View, CA2,29912626%
Ashland, CA23,36012828%
Cherryland, CA15,24412929%
Hayward, CA149,59613636%
San Lorenzo, CA24,56313939%
Fremont, CA221,65417272%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gilbert, AZ223,1311066%
Arlington, VA220,17316161%
Paradise, NV223,1821022%
North Las Vegas, NV223,3361033%
Scottsdale, AZ223,51912222%
Fremont, CA221,65417272%
Source: The Fremont, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.