Foster City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFoster CityCaliforniaNational
Cost of living index204137100
IndexFoster CityCaliforniaNational
Goods & Services index115109100
Groceries index131118100
Health care index117111100
Housing index404189100
Transportation index129130100
Utilities index107112100
Displayed above is a general overview of the Foster City, CA cost of living index. The overall cost of living index in Foster City, CA is 204, which is 50% higher than the California average and 104% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Foster City, CA are 5% higher than the California average and 15% higher than the national average.

Did you know?

  • The cost of living in Foster City is 50% higher than the California average.
  • The cost of living in Foster City is 104% higher than the national average.
  • The cost of housing in Foster City is 304% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Foster City, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Foster City, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Foster City, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Foster City, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Foster City, CA have a median income of $127,868. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,983 per month to avoid calamity and poverty. The renters in the city have an income of about $102,300, which would make their monthly maximum allowable rental costs $2,387.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Foster City, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.5%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 12.3%.

Goods & Services

ItemFoster CityNational avg.Difference
Haircut $16.52$15.566.2%
Beauty Salon $68.42$36.1189.5%
Toothpaste $3.21$2.4729.7%
Shampoo $1.11$0.9614.7%
Movie $12.69$10.1325.3%
Bowling $5.75$4.7421.5%


ItemFoster CityNational avg.Difference
Ground Beef $3.92$3.981.7%
Fried Chicken $1.51$1.417.1%
Milk $3.08$2.0649.4%
Potatoes $3.69$2.9823.7%
Pizza $11.00$9.4716.1%
Beer $9.63$8.799.5%

Health Care

ItemFoster CityNational avg.Difference
Optometrist $119.20$101.0418.0%
Doctor $129.20$107.4420.3%
Dentist $113.36$90.4225.4%
Ibuprofen $11.72$9.2826.3%
Lipitor $396.41$426.507.1%


ItemFoster CityNational avg.Difference
Home Price $850,800.00$175,700.00384.2%
Avg. Mortgage Payment $2,671.73$1,133.23135.8%
Apartment Rent $2,001.00$920.00117.5%


ItemFoster CityNational avg.Difference
Gasoline $2.75$1.9938.0%
Tire Balancing $49.52$45.768.2%


ItemFoster CityNational avg.Difference
All Electricity$203.40$163.8124.2%
Phone $24.33$28.3914.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mountain View, CA2,29913232%
Ashland, CA23,36012828%
Cherryland, CA15,24412929%
Hayward, CA149,59613737%
San Lorenzo, CA24,56313939%
Foster City, CA31,809204104%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gallatin, TN31,80097-3%
Eldersburg, MD31,79912828%
Naugatuck, CT31,79011616%
Adelanto, CA31,7731000%
Kearney, NE31,75987-13%
Foster City, CA31,809204104%
Source: The Foster City, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.