Fort Irwin cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFort IrwinCaliforniaNational
Cost of living index115135100
IndexFort IrwinCaliforniaNational
Goods & Services index108107100
Groceries index113117100
Health care index106109100
Housing index134189100
Transportation index116125100
Utilities index92116100
A general overview of the cost of living index for Fort Irwin, CA is displayed above. In Fort Irwin, CA, the overall cost of living index is 115, which is 15% lower than the California average and 15% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Fort Irwin, CA, the city's goods and services are 1% higher than the California average and 8% higher than the U.S. average.

Did you know?

  • The cost of living in Fort Irwin is 15% lower than the California average.
  • The cost of living in Fort Irwin is 15% higher than the national average.
  • The cost of housing in Fort Irwin is 34% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Fort Irwin, CA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Fort Irwin, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Fort Irwin, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Fort Irwin, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$0$0$0$0
Renters$49,908$4,159$1,164$1,497
One can approximate the cost of living and the housing affordability in Fort Irwin, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Fort Irwin, CA have a median income of $0. Therefore, the amount that a consumer should spend on housing costs should be no more than $0 per month to avoid calamity and poverty. The renters in the city have an income of about $49,908, which would make their monthly maximum allowable rental costs $1,164.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in Fort Irwin, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemFort IrwinNational avg.Difference
Haircut $21.50$14.5947.3%
Beauty Salon $47.88$34.6838.1%
Toothpaste $3.12$2.4726.2%
Shampoo $1.05$1.022.7%
Movie $11.13$9.8712.8%
Bowling $3.53$4.3919.6%

Groceries

ItemFort IrwinNational avg.Difference
Ground Beef $3.96$4.4811.5%
Fried Chicken $1.69$1.4615.4%
Milk $2.18$2.367.5%
Potatoes $2.79$3.068.9%
Pizza $8.00$9.2413.4%
Beer $9.49$8.639.9%

Health Care

ItemFort IrwinNational avg.Difference
Optometrist $99.38$99.780.4%
Doctor $122.14$105.0316.3%
Dentist $93.57$88.705.5%
Ibuprofen $12.16$9.4129.2%
Lipitor $260.34$298.5012.8%

Housing

ItemFort IrwinNational avg.Difference
Home Price $0.00$175,700.00100.0%
Avg. Mortgage Payment $1,210.98$1,081.0312.0%
Apartment Rent $1,232.00$920.0033.9%

Transportation

ItemFort IrwinNational avg.Difference
Gasoline $2.38$2.0913.8%
Tire Balancing $55.00$45.2921.5%

Utilities

ItemFort IrwinNational avg.Difference
All Electricity$187.53$170.809.8%
Phone $18.80$28.2633.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fort Irwin, CA9,19111515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Edgewater, MD9,19212727%
Chanute, KS9,19480-20%
Prineville, OR9,184100-0%
Fuller Heights, FL9,19895-5%
Rawlins, WY9,19890-10%
Fort Irwin, CA9,19111515%
Source: The Fort Irwin, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.