Fate cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index10190100
Goods & Services index8594100
Groceries index8689100
Health care index10595100
Housing index12681100
Transportation index10193100
Utilities index9895100
The above illustration supplies generalized information for the Fate, TX cost of living index. Compared to other cities in Texas and cities across the country, the cost of living index in Fate, TX is 101, which is 13% higher than the Texas average and 1% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Fate, TX are 9% lower than the average for Texas and 15% lower than the rest of the country.

Did you know?

  • The cost of living in Fate is 13% higher than the Texas average.
  • The cost of living in Fate is 1% higher than the national average.
  • The cost of housing in Fate is 26% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Fate, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Fate, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Fate, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Fate, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Fate, TX homeowners, the median income is $92,227. This indicates that a monthly maximum of $2,152 should be spent by homeowners on all housing related costs. Renters have a median income of $78,304. This indicates that renters should have a maximum of $1,827 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Fate, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemFateNational avg.Difference
Haircut $16.91$15.568.6%
Beauty Salon $31.54$36.1112.6%
Toothpaste $1.63$2.4734.1%
Shampoo $0.81$0.9615.9%
Movie $10.02$10.131.1%
Bowling $5.08$4.747.3%


ItemFateNational avg.Difference
Ground Beef $3.16$3.9820.6%
Fried Chicken $0.90$1.4135.9%
Milk $1.63$2.0621.0%
Potatoes $2.83$2.985.1%
Pizza $8.96$9.475.5%
Beer $8.79$8.790.0%

Health Care

ItemFateNational avg.Difference
Optometrist $95.62$101.045.4%
Doctor $120.28$107.4412.0%
Dentist $94.43$90.424.4%
Ibuprofen $8.64$9.286.8%
Lipitor $445.61$426.504.5%


ItemFateNational avg.Difference
Home Price $175,400.00$175,700.000.2%
Avg. Mortgage Payment $1,150.90$1,133.231.6%
Apartment Rent $1,728.00$920.0087.8%


ItemFateNational avg.Difference
Gasoline $1.85$1.997.2%
Tire Balancing $55.11$45.7620.4%


ItemFateNational avg.Difference
All Electricity$160.65$163.811.9%
Phone $27.93$28.391.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Elmo, TX1,03788-12%
Quinlan, TX1,61878-22%
Terrell, TX16,14693-7%
Caddo Mills, TX1,78983-17%
Union Valley, TX29585-15%
Fate, TX7,6431011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Rhinelander, WI7,64284-16%
Rio Vista, CA7,64611515%
East Franklin, NJ7,64712323%
Arcadia, FL7,64790-10%
Butler, NJ7,63613030%
Fate, TX7,6431011%
Source: The Fate, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.