Fairborn cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9291100
Goods & Services index10496100
Groceries index10799100
Health care index9196100
Housing index6875100
Transportation index9695100
Utilities index101101100
A general summary of the cost of living index in Fairborn, OH is shown above. Compared to the state average of Ohio the cost of living index in Fairborn, OH is 92, which is 1% higher than the average in Ohio and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Fairborn, OH goods and services come in at 8% higher than the average in Ohio and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Fairborn is 1% higher than the Ohio average.
  • The cost of living in Fairborn is 8% lower than the national average.
  • The cost of housing in Fairborn is 32% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Fairborn, OH would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Fairborn, OH, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Fairborn, OH salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Fairborn, OH, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Fairborn, OH has a median income of about $58,757 for people who own homes. Based on that number, a person should spend a maximum of $1,371 on expenses related to housing. Renters have a slightly different median income, which is $24,864. Based on this average, renters should spend no more than $580 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
The Ohio sales tax and Ohio income tax rates should definitely be considered when determining the overall cost of living in Fairborn, OH. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Ohio sales tax is 5.75% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Ohio income tax rates range from 0.528% to 5.333%.

Goods & Services

ItemFairbornNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $47.40$34.6836.7%
Toothpaste $2.87$2.4716.0%
Shampoo $1.25$1.0222.3%
Movie $11.63$9.8717.9%
Bowling $5.50$4.3925.2%


ItemFairbornNational avg.Difference
Ground Beef $5.49$4.4822.6%
Fried Chicken $1.91$1.4630.5%
Milk $2.29$2.362.8%
Potatoes $3.39$3.0610.7%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemFairbornNational avg.Difference
Optometrist $86.35$99.7813.5%
Doctor $78.50$105.0325.3%
Dentist $84.00$88.705.3%
Ibuprofen $9.01$9.414.3%
Lipitor $304.35$298.502.0%


ItemFairbornNational avg.Difference
Home Price $106,600.00$175,700.0039.3%
Avg. Mortgage Payment $811.81$1,081.0324.9%
Apartment Rent $776.00$920.0015.7%


ItemFairbornNational avg.Difference
Gasoline $2.02$2.093.3%
Tire Balancing $41.99$45.297.3%


ItemFairbornNational avg.Difference
All Electricity$144.29$170.8015.5%
Phone $34.95$28.2623.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Centerville, OH12781-19%
Drexel, OH1,87284-16%
Highland Holiday, OH40784-16%
Dayton, OH141,77686-14%
Crystal Lakes, OH1,39887-13%
Fairborn, OH33,03992-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Montgomery Village, MD33,02711515%
Foothill Farms, CA33,0241077%
Copperas Cove, TX33,02385-15%
Land O' Lakes, FL33,1121011%
Deer Park, TX32,96592-8%
Fairborn, OH33,03992-8%
Source: The Fairborn, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.