Ewa Villages cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEwa VillagesHawaiiNational
Cost of living index161179100
IndexEwa VillagesHawaiiNational
Goods & Services index122126100
Groceries index154156100
Health care index110111100
Housing index198247100
Transportation index153153100
Utilities index217227100
An overview of the general cost of living index for Ewa Villages, HI is displayed above for your reference. Residents in Ewa Villages, HI enjoy a cost of living index of 161. This index is 10% lower than the Hawaii average, and 61% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ewa Villages, HI, the average cost of goods and services is 3% lower than it is in Hawaii, and it is 22% higher than the national average.

Did you know?

  • The cost of living in Ewa Villages is 10% lower than the Hawaii average.
  • The cost of living in Ewa Villages is 61% higher than the national average.
  • The cost of housing in Ewa Villages is 98% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Ewa Villages, HI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Ewa Villages, HI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Ewa Villages, HI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Ewa Villages, HI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$101,133$8,428$2,360$3,034
Renters$32,431$2,703$757$973
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Ewa Villages, HI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Ewa Villages, HI homeowners have a median income of $101,133. Using that number, you will come up with a maximum of $2,360 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $32,431, which means there is a maximum of $757 to be spent on the costs of renting a home or apartment.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax
Hawaii4%4.5%

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
Hawaii1.4%11%
When assessing the complete cost of living in Ewa Villages, HI, the Hawaii income tax and the Hawaii sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Hawaii maximum surtax is 4.5%, and the Hawaii sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1.4% to 11% in Hawaii.

Goods & Services

ItemEwa VillagesNational avg.Difference
Haircut $15.80$14.598.3%
Beauty Salon $51.00$34.6847.1%
Toothpaste $3.69$2.4749.2%
Shampoo $1.52$1.0248.7%
Movie $11.30$9.8714.5%
Bowling $3.60$4.3918.0%

Groceries

ItemEwa VillagesNational avg.Difference
Ground Beef $4.97$4.4811.0%
Fried Chicken $2.19$1.4649.6%
Milk $3.67$2.3655.7%
Potatoes $6.48$3.06111.7%
Pizza $11.99$9.2429.7%
Beer $8.69$8.630.7%

Health Care

ItemEwa VillagesNational avg.Difference
Optometrist $159.23$99.7859.6%
Doctor $119.55$105.0313.8%
Dentist $101.93$88.7014.9%
Ibuprofen $13.62$9.4144.7%
Lipitor $223.59$298.5025.1%

Housing

ItemEwa VillagesNational avg.Difference
Home Price $429,000.00$175,700.00144.2%
Avg. Mortgage Payment $3,260.98$1,081.03201.7%
Apartment Rent $824.00$920.0010.4%

Transportation

ItemEwa VillagesNational avg.Difference
Gasoline $3.35$2.0960.0%
Tire Balancing $60.40$45.2933.4%

Utilities

ItemEwa VillagesNational avg.Difference
All Electricity$509.58$170.80198.4%
Phone $28.95$28.262.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Makaha Valley, HI1,30713232%
Nanakuli, HI12,18114747%
Makaha, HI8,66315151%
Waianae, HI12,69415151%
Waipio Acres, HI4,80715757%
Ewa Villages, HI7,14116161%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Pinson, AL7,14193-7%
Blandon, PA7,13911414%
Meadow Lakes, AK7,13911919%
Whitemarsh Island, GA7,13911616%
Greenville CDP (Westchester County), NY7,13819898%
Ewa Villages, HI7,14116161%
Source: The Ewa Villages, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.