Ephrata cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEphrataWashingtonNational
Cost of living index91115100
IndexEphrataWashingtonNational
Goods & Services index90106100
Groceries index101107100
Health care index120119100
Housing index83135100
Transportation index111117100
Utilities index7596100
An overview of the general cost of living index for Ephrata, WA is displayed above for your reference. Residents in Ephrata, WA enjoy a cost of living index of 91. This index is 21% lower than the Washington average, and 9% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ephrata, WA, the average cost of goods and services is 15% lower than it is in Washington, and it is 10% lower than the national average.

Did you know?

  • The cost of living in Ephrata is 21% lower than the Washington average.
  • The cost of living in Ephrata is 9% lower than the national average.
  • The cost of housing in Ephrata is 17% lower than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Compare Ephrata, WA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Ephrata, WA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Ephrata, WA, then you would need to earn more income in order to maintain the same standard of living. To use the Ephrata, WA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,439$5,120$1,433$1,843
Renters$31,194$2,600$728$936
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Ephrata, WA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ephrata, WA has a median income of about $61,439 for people who own homes. Based on that number, a person should spend a maximum of $1,433 on expenses related to housing. Renters have a slightly different median income, which is $31,194. Based on this average, renters should spend no more than $728 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax
Washington6.5%9.6%

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
Washington0%0%
One thing to keep in mind when considering the cost of living in Ephrata, WA is the Washington sales tax and Washington income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Washington sales tax rate is 6.5% and the maximum surtax that can be charged is 9.6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Washington income tax rates range from 0% to 0%.

Goods & Services

ItemEphrataNational avg.Difference
Haircut $13.57$15.5612.8%
Beauty Salon $34.00$36.115.8%
Toothpaste $1.95$2.4721.3%
Shampoo $1.22$0.9626.1%
Movie $9.50$10.136.2%
Bowling $2.50$4.7447.2%

Groceries

ItemEphrataNational avg.Difference
Ground Beef $4.22$3.985.9%
Fried Chicken $1.47$1.414.7%
Milk $2.05$2.060.7%
Potatoes $2.18$2.9827.0%
Pizza $6.99$9.4726.2%
Beer $10.18$8.7915.8%

Health Care

ItemEphrataNational avg.Difference
Optometrist $144.95$101.0443.5%
Doctor $147.36$107.4437.2%
Dentist $103.67$90.4214.7%
Ibuprofen $9.85$9.286.1%
Lipitor $446.80$426.504.8%

Housing

ItemEphrataNational avg.Difference
Home Price $150,700.00$175,700.0014.2%
Avg. Mortgage Payment $723.21$1,133.2336.2%
Apartment Rent $691.00$920.0024.9%

Transportation

ItemEphrataNational avg.Difference
Gasoline $2.36$1.9918.2%
Tire Balancing $42.76$45.766.6%

Utilities

ItemEphrataNational avg.Difference
All Electricity$122.71$163.8125.1%
Phone $21.55$28.3924.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Soap Lake, WA1,62983-17%
Moses Lake North, WA4,58385-15%
Lakeview, WA91388-12%
Quincy, WA7,07590-10%
Moses Lake, WA21,14194-6%
Ephrata, WA7,88891-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Camp Hill, PA7,8911044%
Whitehouse, TX7,88297-3%
Fairview, TX7,8821088%
Wesley Chapel, NC7,88211818%
Helotes, TX7,8801077%
Ephrata, WA7,88891-9%
Source: The Ephrata, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.