Ensley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEnsleyFloridaNational
Cost of living index90100100
IndexEnsleyFloridaNational
Goods & Services index96101100
Groceries index103105100
Health care index8897100
Housing index7295100
Transportation index96105100
Utilities index107102100
An overview of the general cost of living index for Ensley, FL is displayed above for your reference. Residents in Ensley, FL enjoy a cost of living index of 90. This index is 10% lower than the Florida average, and 10% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ensley, FL, the average cost of goods and services is 5% lower than it is in Florida, and it is 5% lower than the national average.

Did you know?

  • The cost of living in Ensley is 10% lower than the Florida average.
  • The cost of living in Ensley is 10% lower than the national average.
  • The cost of housing in Ensley is 28% lower than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Compare Ensley, FL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Ensley, FL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Ensley, FL, you have to earn a higher income in order to still have the same standard of living. To operate the Ensley, FL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$48,556$4,046$1,133$1,457
Renters$32,771$2,731$765$983
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Ensley, FL, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Ensley, FL homeowners have a median income of $48,556. Using that number, you will come up with a maximum of $1,133 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $32,771, which means there is a maximum of $765 to be spent on the costs of renting a home or apartment.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When you are determining the total cost of living in Ensley, FL you will want to make sure you consider both the Florida sales tax and the Florida income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Florida is 6%, with the highest surtax being 7.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Florida have a range from 0% to 0%.

Goods & Services

ItemEnsleyNational avg.Difference
Haircut $13.38$14.598.3%
Beauty Salon $33.88$34.682.3%
Toothpaste $3.04$2.4722.9%
Shampoo $1.04$1.021.8%
Movie $9.75$9.871.2%
Bowling $4.02$4.398.5%

Groceries

ItemEnsleyNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.47$1.460.4%
Milk $2.61$2.3610.7%
Potatoes $3.72$3.0621.5%
Pizza $8.00$9.2413.4%
Beer $8.82$8.632.2%

Health Care

ItemEnsleyNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $78.60$105.0325.2%
Dentist $79.40$88.7010.5%
Ibuprofen $9.84$9.414.5%
Lipitor $273.56$298.508.4%

Housing

ItemEnsleyNational avg.Difference
Home Price $107,400.00$175,700.0038.9%
Avg. Mortgage Payment $832.83$1,081.0323.0%
Apartment Rent $887.00$920.003.6%

Transportation

ItemEnsleyNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $47.96$45.295.9%

Utilities

ItemEnsleyNational avg.Difference
All Electricity$188.02$170.8010.1%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Dickerson City, FL7998-2%
Mulat, FL26398-2%
Goulding, FL4,53983-17%
West Pensacola, FL19,57184-16%
Warrington, FL13,42887-13%
Ensley, FL20,78490-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Clinton, UT20,7961033%
West Carson, CA20,76613333%
Woodlawn CDP (Fairfax County), VA20,81111515%
Lealman, FL20,74085-15%
Patterson, CA20,7361088%
Ensley, FL20,78490-10%
Source: The Ensley, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.