A+
3%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
18%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Ennis Texas National
Cost of living9792100
Goods & Services10896100
Groceries10096100
Health care10894100
Housing8283100
Transportation8992100
Utilities111104100

An Overview of Cost of Living in Ennis, TX

Knowing the cost of living in Ennis allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Ennis stands at 97, marking it 3% lower than the national average.

The cost of living in Ennis is about average when compared to all other cities across the nation. You can expect that everyday items like food, goods and services and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

What Do Locals Say About the Cost of Living in Ennis?

The real experts on a city are its residents. That's why we reached out to 9 locals to get their views on the cost of living in Ennis. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 67% found it budget-friendly with decreasing prices, while 33% said it's simply not affordable as prices have continued to rise.

Is Ennis Affordable?

Is Ennis affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Ennis, the median home price is 27.4% lower than the national average and monthly rent prices are 2.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Ennis boasting a median household income of $63,203, 14.2% higher than the national average.

What Factors can Influence the Cost of Living in Ennis?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Ennis, the healthcare costs are 8.3% higher than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Ennis, the utilities index registers at 11.4% higher than the national average.

Where is the Data From?

The Ennis cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Ennis is 5% higher than the Texas average
  • The cost of living in Ennis is 3% lower than the national average
  • Ennis housing is 18% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ennis

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Compare Ennis, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,179$6,265$1,754$2,256
      Renters$44,701$3,725$1,043$1,341
      A good indicator of the general affordability of housing in Ennis, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ennis, the median monthly income is $75,179 for those who own their own homes. Under the standard rule, that income level would allow for $1,754 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,701, per the median income in the area. That would allow for renters to spend up to $1,043 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Ennis National avg. Difference
      Haircut $33.29$24.2637.2%
      Beauty Salon $65.85$45.5644.5%
      Toothpaste $3.57$3.703.6%
      Shampoo $1.30$1.281.3%
      Movie $14.60$12.1320.3%
      Bowling $24.53$18.0036.3%

      Groceries

      Item Ennis National avg. Difference
      Ground Beef $5.23$5.8410.4%
      Fried Chicken $1.74$1.5710.8%
      Milk $4.65$4.670.5%
      Potatoes $4.93$4.930.0%
      Pizza $11.30$12.096.5%
      Beer $10.93$10.415.0%

      Health Care

      Item Ennis National avg. Difference
      Optometrist $143.73$125.6814.4%
      Doctor $140.69$135.783.6%
      Dentist $130.53$113.2915.2%
      Ibuprofen $10.62$10.650.3%
      Lipitor $499.87$468.606.7%

      Housing

      Item Ennis National avg. Difference
      Home Price $134,100.00$184,700.0027.4%
      Avg. Mortgage Payment $2,258.00$2,346.693.8%
      Apartment Rent $972.00$949.002.4%

      Transportation

      Item Ennis National avg. Difference
      Gasoline $3.09$3.4610.7%
      Tire Balancing $52.04$59.9213.2%

      Utilities

      Item Ennis National avg. Difference
      All Electricity $219.02$193.9912.9%
      Phone $208.71$192.258.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Emhouse, TX3331044.3%
      Rosser, TX5058613.6%
      Garrett, TX924919.4%
      Bardwell, TX650928.3%
      Italy, TX2,264936.9%
      Ennis, TX19,917972.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Parma Heights, OH19,9168910.9%
      Fort Mill, SC19,92011414.4%
      Lake Zurich, IL19,91212726.9%
      Sand Springs, OK19,912909.7%
      Eastchester, NY19,91116766.8%
      Ennis, TX19,917972.6%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.