Endwell cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEndwellNew YorkNational
Cost of living index95122100
IndexEndwellNew YorkNational
Goods & Services index100112100
Groceries index104103100
Health care index112104100
Housing index75149100
Transportation index123122100
Utilities index91102100
A general overview of the cost of living index for Endwell, NY is displayed above. In Endwell, NY, the overall cost of living index is 95, which is 22% lower than the New York average and 5% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Endwell, NY, the city's goods and services are 11% lower than the New York average and equal to the U.S. average.

Did you know?

  • The cost of living in Endwell is 22% lower than the New York average.
  • The cost of living in Endwell is 5% lower than the national average.
  • The cost of housing in Endwell is 25% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Endwell, NY Cost of living To Other Cities

Salary Calculator

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Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Endwell, NY to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Endwell, NY, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Endwell, NY salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$70,861$5,905$1,653$2,126
Renters$34,375$2,865$802$1,031
The affordability of the housing market in Endwell, NY as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Endwell, NY homeowners, the median income is $70,861. This indicates that a monthly maximum of $1,653 should be spent by homeowners on all housing related costs. Renters have a median income of $34,375. This indicates that renters should have a maximum of $802 used for their rent related monthly costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Endwell, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemEndwellNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $34.25$34.681.2%
Toothpaste $3.08$2.4724.5%
Shampoo $1.51$1.0247.7%
Movie $10.50$9.876.4%
Bowling $4.00$4.398.9%

Groceries

ItemEndwellNational avg.Difference
Ground Beef $4.41$4.481.5%
Fried Chicken $1.62$1.4610.7%
Milk $1.90$2.3619.4%
Potatoes $3.24$3.065.8%
Pizza $8.00$9.2413.4%
Beer $9.59$8.6311.1%

Health Care

ItemEndwellNational avg.Difference
Optometrist $109.00$99.789.2%
Doctor $143.69$105.0336.8%
Dentist $87.00$88.701.9%
Ibuprofen $9.48$9.410.7%
Lipitor $320.90$298.507.5%

Housing

ItemEndwellNational avg.Difference
Home Price $130,200.00$175,700.0025.9%
Avg. Mortgage Payment $1,281.68$1,081.0318.6%
Apartment Rent $709.00$920.0022.9%

Transportation

ItemEndwellNational avg.Difference
Gasoline $2.63$2.0926.0%
Tire Balancing $51.93$45.2914.7%

Utilities

ItemEndwellNational avg.Difference
All Electricity$179.24$170.804.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Binghamton University, NY6,1721033%
Great Bend, PA74988-12%
Binghamton, NY46,77189-11%
Endicott, NY13,21689-11%
Johnson City, NY14,97789-11%
Endwell, NY11,31595-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Somerset, KY11,31184-16%
Archdale, NC11,32288-12%
Tarboro, NC11,32389-11%
Lakewood Park, FL11,30492-8%
Clayton, CA11,32817272%
Endwell, NY11,31595-5%
Source: The Endwell, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.