Emerald Bay cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEmerald BayTexasNational
Cost of living index10691100
IndexEmerald BayTexasNational
Goods & Services index10297100
Groceries index8390100
Health care index9296100
Housing index13681100
Transportation index8595100
Utilities index8794100

Did you know?

  • The cost of living in Emerald Bay is 17% higher than the Texas average.
  • The cost of living in Emerald Bay is 6% higher than the national average.
  • The cost of housing in Emerald Bay is 36% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Emerald Bay, TX Cost of living To Other Cities

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,938$4,245$1,188$1,528
Renters$0$0$0$0

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%

Goods & Services

ItemEmerald BayNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $35.00$34.680.9%
Toothpaste $2.96$2.4719.7%
Shampoo $0.83$1.0218.8%
Movie $10.50$9.876.4%
Bowling $5.50$4.3925.2%

Groceries

ItemEmerald BayNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.07$1.4626.9%
Milk $2.49$2.365.7%
Potatoes $3.11$3.061.6%
Pizza $9.08$9.241.8%
Beer $8.23$8.634.7%

Health Care

ItemEmerald BayNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $96.67$105.038.0%
Dentist $81.67$88.707.9%
Ibuprofen $7.97$9.4115.3%
Lipitor $285.91$298.504.2%

Housing

ItemEmerald BayNational avg.Difference
Home Price $239,000.00$175,700.0036.0%
Avg. Mortgage Payment $727.20$1,081.0332.7%
Apartment Rent $0.00$920.00100.0%

Transportation

ItemEmerald BayNational avg.Difference
Gasoline $1.84$2.0911.8%
Tire Balancing $34.80$45.2923.2%

Utilities

ItemEmerald BayNational avg.Difference
All Electricity$133.30$170.8022.0%
Phone $28.00$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Moore Station, TX23373-27%
Cuney, TX13374-26%
Poynor, TX27574-26%
Jacksonville, TX14,65480-20%
Berryville, TX1,04381-19%
Emerald Bay, TX9431066%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lyons, MI94384-16%
Beach City, OH94384-16%
Walnut Creek, OH9431022%
Fairfax, MN94386-14%
Bellaire, MI94386-14%
Emerald Bay, TX9431066%
Source: The Emerald Bay, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.