Elyria cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9191100
Goods & Services index10596100
Groceries index10799100
Health care index11496100
Housing index6275100
Transportation index9795100
Utilities index100101100
An overview of the general cost of living index for Elyria, OH is displayed above for your reference. Residents in Elyria, OH enjoy a cost of living index of 91. This index is 1% higher than the Ohio average, and 9% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Elyria, OH, the average cost of goods and services is 9% higher than it is in Ohio, and it is 5% higher than the national average.

Did you know?

  • The cost of living in Elyria is 1% higher than the Ohio average.
  • The cost of living in Elyria is 9% lower than the national average.
  • The cost of housing in Elyria is 38% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Elyria, OH Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Elyria, OH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Elyria, OH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Elyria, OH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Elyria, OH, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Elyria, OH, the median monthly income is $54,323 for those who own their own homes. Under the standard rule, that income level would allow for $1,267 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $27,281, per the median income in the area. That would allow for renters to spend up to $637 on monthly rental expenses.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Elyria, OH you will want to make sure you consider both the Ohio sales tax and the Ohio income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Ohio is 5.75%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Ohio have a range from 0.528% to 5.333%.

Goods & Services

ItemElyriaNational avg.Difference
Haircut $17.45$14.5919.6%
Beauty Salon $41.75$34.6820.4%
Toothpaste $2.64$2.476.7%
Shampoo $1.03$1.020.8%
Movie $10.15$9.872.9%
Bowling $4.29$4.392.3%


ItemElyriaNational avg.Difference
Ground Beef $4.86$4.488.6%
Fried Chicken $1.54$1.465.2%
Milk $2.69$2.3614.1%
Potatoes $2.79$3.068.9%
Pizza $11.00$9.2419.0%
Beer $7.99$8.637.4%

Health Care

ItemElyriaNational avg.Difference
Optometrist $84.74$99.7815.1%
Doctor $115.50$105.0310.0%
Dentist $115.00$88.7029.6%
Ibuprofen $11.07$9.4117.6%
Lipitor $302.96$298.501.5%


ItemElyriaNational avg.Difference
Home Price $96,000.00$175,700.0045.4%
Avg. Mortgage Payment $1,001.84$1,081.037.3%
Apartment Rent $716.00$920.0022.2%


ItemElyriaNational avg.Difference
Gasoline $1.99$2.094.9%
Tire Balancing $45.52$45.290.5%


ItemElyriaNational avg.Difference
All Electricity$165.58$170.803.1%
Phone $29.58$28.264.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kipton, OH26080-20%
Lorain, OH63,88590-10%
Eaton Estates, OH77693-7%
Berea, OH19,04495-5%
Brook Park, OH19,02795-5%
Elyria, OH54,21691-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
St. Peters, MO54,23698-2%
Shoreline, WA54,25413030%
Grand Forks, ND54,09594-6%
Normal, IL54,08295-5%
Brentwood, CA54,06213737%
Elyria, OH54,21691-9%
Source: The Elyria, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.