Elsa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index6790100
Goods & Services index7694100
Groceries index8289100
Health care index7695100
Housing index3581100
Transportation index8293100
Utilities index9195100
Here we can see a simple outline of the cost of living in Elsa, TX. As you can see, with the average cost of living in Elsa, TX being 67, that puts it 26% lower than the average of Texas and 33% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Elsa, TX, the price of goods and services are 19% lower than the average of Texas as well as 24% lower than the nation's average.

Did you know?

  • The cost of living in Elsa is 26% lower than the Texas average.
  • The cost of living in Elsa is 33% lower than the national average.
  • The cost of housing in Elsa is 65% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Elsa, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Elsa, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Elsa, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Elsa, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Elsa, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Elsa, TX homeowners, is $24,770. This would allow for a maximum of $578 per month to be spent on housing costs. For renters, the median monthly income is $16,883 which would result in a maximum of $394 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Elsa, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemElsaNational avg.Difference
Haircut $12.50$15.5619.7%
Beauty Salon $25.00$36.1130.8%
Toothpaste $1.93$2.4722.1%
Shampoo $0.84$0.9613.0%
Movie $10.25$10.131.2%
Bowling $4.25$4.7410.2%


ItemElsaNational avg.Difference
Ground Beef $2.73$3.9831.5%
Fried Chicken $1.06$1.4124.9%
Milk $1.96$2.065.0%
Potatoes $1.77$2.9840.5%
Pizza $8.00$9.4715.6%
Beer $8.18$8.797.0%

Health Care

ItemElsaNational avg.Difference
Optometrist $78.61$101.0422.2%
Doctor $62.78$107.4441.6%
Dentist $64.22$90.4229.0%
Ibuprofen $7.97$9.2814.1%
Lipitor $438.49$426.502.8%


ItemElsaNational avg.Difference
Home Price $51,000.00$175,700.0071.0%
Avg. Mortgage Payment $778.67$1,133.2331.3%
Apartment Rent $445.00$920.0051.6%


ItemElsaNational avg.Difference
Gasoline $1.76$1.9911.7%
Tire Balancing $30.39$45.7633.6%


ItemElsaNational avg.Difference
All Electricity$173.84$163.816.1%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
La Feria North, TX8582-18%
Tierra Bonita, TX12582-18%
Evergreen, TX080-20%
Ratamosa, TX23182-18%
La Chuparosa, TX082-18%
Elsa, TX6,23267-33%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Darlington, SC6,23289-11%
Piedmont, OK6,23297-3%
East Alton, IL6,23186-14%
Taylor, PA6,23091-9%
Cherry Hills Village, CO6,234325225%
Elsa, TX6,23267-33%
Source: The Elsa, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.