Ellisburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEllisburgNew JerseyNational
Cost of living index116127100
IndexEllisburgNew JerseyNational
Goods & Services index108114100
Groceries index116104100
Health care index106100100
Housing index125166100
Transportation index115107100
Utilities index124110100
The above illustration supplies generalized information for the Ellisburg, NJ cost of living index. Compared to other cities in New Jersey and cities across the country, the cost of living index in Ellisburg, NJ is 116, which is 8% lower than the New Jersey average and 16% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Ellisburg, NJ are 5% lower than the average for New Jersey and 8% higher than the rest of the country.

Did you know?

  • The cost of living in Ellisburg is 8% lower than the New Jersey average.
  • The cost of living in Ellisburg is 16% higher than the national average.
  • The cost of housing in Ellisburg is 25% higher than the national average.
  • New Jersey general sales tax is 37% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Compare Ellisburg, NJ Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Ellisburg, NJ to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Ellisburg, NJ, then you would need to earn more income in order to maintain the same standard of living. To use the Ellisburg, NJ salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$83,462$6,955$1,947$2,504
Renters$19,721$1,643$460$592
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ellisburg, NJ as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ellisburg, NJ homeowners, is $83,462. This would allow for a maximum of $1,947 per month to be spent on housing costs. For renters, the median monthly income is $19,721 which would result in a maximum of $460 to be spent on rental costs.

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey7%7%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%
For those who live in Ellisburg, NJ and want to know what the true cost of living is, they ought to look at both the New Jersey income tax rate and the New Jersey sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New Jersey, the sales tax is 7%, while the most you'll pay in surtax is 7%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New Jersey, the income tax rate ranges between 1.4% to 8.97%.

Goods & Services

ItemEllisburgNational avg.Difference
Haircut $17.96$15.5615.4%
Beauty Salon $54.38$36.1150.6%
Toothpaste $2.34$2.475.5%
Shampoo $0.99$0.962.6%
Movie $11.55$10.1314.0%
Bowling $5.13$4.748.4%

Groceries

ItemEllisburgNational avg.Difference
Ground Beef $3.87$3.983.0%
Fried Chicken $1.68$1.4119.2%
Milk $1.97$2.064.5%
Potatoes $3.44$2.9815.2%
Pizza $10.38$9.479.6%
Beer $8.18$8.797.0%

Health Care

ItemEllisburgNational avg.Difference
Optometrist $102.70$101.041.6%
Doctor $124.15$107.4415.6%
Dentist $97.92$90.428.3%
Ibuprofen $9.59$9.283.3%
Lipitor $386.87$426.509.3%

Housing

ItemEllisburgNational avg.Difference
Home Price $227,300.00$175,700.0029.4%
Avg. Mortgage Payment $1,520.01$1,133.2334.1%
Apartment Rent $1,045.00$920.0013.6%

Transportation

ItemEllisburgNational avg.Difference
Gasoline $2.23$1.9911.9%
Tire Balancing $55.56$45.7621.4%

Utilities

ItemEllisburgNational avg.Difference
All Electricity$182.53$163.8111.4%
Phone $40.01$28.3940.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Tavistock, NJ911313%
Arcadia University, PA62311313%
Pine Valley, NJ211313%
Audubon Park, NJ1,05194-6%
Camden, NJ77,29498-2%
Ellisburg, NJ4,68411616%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
West Sayville, NY4,68514545%
Falfurrias, TX4,68377-23%
Island Park, NY4,68615454%
Lely Resort, FL4,68713232%
Colville, WA4,68195-5%
Ellisburg, NJ4,68411616%
Source: The Ellisburg, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.