Elim cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexElimPennsylvaniaNational
Cost of living index91102100
IndexElimPennsylvaniaNational
Goods & Services index99103100
Groceries index104105100
Health care index9897100
Housing index6493100
Transportation index111112100
Utilities index107112100
Here we can see a simple outline of the cost of living in Elim, PA. As you can see, with the average cost of living in Elim, PA being 91, that puts it 11% lower than the average of Pennsylvania and 9% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Elim, PA, the price of goods and services are 4% lower than the average of Pennsylvania as well as 1% lower than the nation's average.

Did you know?

  • The cost of living in Elim is 11% lower than the Pennsylvania average.
  • The cost of living in Elim is 9% lower than the national average.
  • The cost of housing in Elim is 36% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Elim, PA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Elim, PA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Elim, PA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$66,971$5,581$1,563$2,009
Renters$53,713$4,476$1,253$1,612
The affordability of the housing market in Elim, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Elim, PA homeowners, the median income is $66,971. This indicates that a monthly maximum of $1,563 should be spent by homeowners on all housing related costs. Renters have a median income of $53,713. This indicates that renters should have a maximum of $1,253 used for their rent related monthly costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When you are determining the total cost of living in Elim, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

ItemElimNational avg.Difference
Haircut $13.03$14.5910.7%
Beauty Salon $34.66$34.680.1%
Toothpaste $2.99$2.4720.9%
Shampoo $0.99$1.023.1%
Movie $8.75$9.8711.3%
Bowling $3.75$4.3914.6%

Groceries

ItemElimNational avg.Difference
Ground Beef $5.99$4.4833.8%
Fried Chicken $1.89$1.4629.1%
Milk $3.87$2.3664.2%
Potatoes $3.99$3.0630.3%
Pizza $7.85$9.2415.1%
Beer $10.47$8.6321.3%

Health Care

ItemElimNational avg.Difference
Optometrist $79.30$99.7820.5%
Doctor $80.00$105.0323.8%
Dentist $98.38$88.7010.9%
Ibuprofen $9.79$9.414.0%
Lipitor $320.18$298.507.3%

Housing

ItemElimNational avg.Difference
Home Price $102,300.00$175,700.0041.8%
Avg. Mortgage Payment $825.80$1,081.0323.6%
Apartment Rent $721.00$920.0021.6%

Transportation

ItemElimNational avg.Difference
Gasoline $2.39$2.0914.2%
Tire Balancing $45.80$45.291.1%

Utilities

ItemElimNational avg.Difference
All Electricity$165.62$170.803.0%
Phone $34.18$28.2621.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
University of Pittsburgh Johnstown, PA1,3961033%
Graceton, PA23880-20%
Ehrenfeld, PA20581-19%
Johnstown, PA20,57682-18%
Dale, PA1,21382-18%
Elim, PA3,85991-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hopedale, MA3,85812929%
Roebling, NJ3,86111111%
East Sandwich, MA3,86115757%
Skippack, PA3,85613434%
Brittany Farms-The Highlands, PA3,86212727%
Elim, PA3,85991-9%
Source: The Elim, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.