El Campo cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEl CampoTexasNational
Cost of living index8190100
IndexEl CampoTexasNational
Goods & Services index9094100
Groceries index8589100
Health care index10195100
Housing index6481100
Transportation index9193100
Utilities index8395100
A general summary of the cost of living index in El Campo, TX is shown above. Compared to the state average of Texas the cost of living index in El Campo, TX is 81, which is 9% lower than the average in Texas and compared to the national average it is 19% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In El Campo, TX goods and services come in at 5% lower than the average in Texas and are 10% lower than compared to the nationwide average.

Did you know?

  • The cost of living in El Campo is 9% lower than the Texas average.
  • The cost of living in El Campo is 19% lower than the national average.
  • The cost of housing in El Campo is 36% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare El Campo, TX Cost of living To Other Cities

Salary Calculator

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The salary calculator is meant to help you compare your salary in El Campo, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in El Campo, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the El Campo, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,995$4,916$1,376$1,770
Renters$24,979$2,082$583$749
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in El Campo, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. El Campo, TX has a median income of about $58,995 for people who own homes. Based on that number, a person should spend a maximum of $1,376 on expenses related to housing. Renters have a slightly different median income, which is $24,979. Based on this average, renters should spend no more than $583 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in El Campo, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemEl CampoNational avg.Difference
Haircut $15.33$15.561.5%
Beauty Salon $31.67$36.1112.3%
Toothpaste $1.87$2.4724.5%
Shampoo $0.78$0.9619.2%
Movie $8.01$10.1320.9%
Bowling $3.57$4.7424.5%

Groceries

ItemEl CampoNational avg.Difference
Ground Beef $3.99$3.980.1%
Fried Chicken $0.91$1.4135.3%
Milk $1.67$2.0619.1%
Potatoes $2.51$2.9815.9%
Pizza $7.99$9.4715.7%
Beer $8.82$8.790.3%

Health Care

ItemEl CampoNational avg.Difference
Optometrist $92.77$101.048.2%
Doctor $107.07$107.440.3%
Dentist $94.11$90.424.1%
Ibuprofen $8.20$9.2811.7%
Lipitor $444.78$426.504.3%

Housing

ItemEl CampoNational avg.Difference
Home Price $103,900.00$175,700.0040.9%
Avg. Mortgage Payment $930.97$1,133.2317.8%
Apartment Rent $708.00$920.0023.0%

Transportation

ItemEl CampoNational avg.Difference
Gasoline $1.75$1.9912.2%
Tire Balancing $45.58$45.760.4%

Utilities

ItemEl CampoNational avg.Difference
All Electricity$151.04$163.817.8%
Phone $20.00$28.3929.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hungerford, TX9389-11%
Wharton, TX8,76878-22%
Ganado, TX1,88879-21%
Louise, TX68679-21%
El Campo, TX11,54981-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mexico, MO11,55585-15%
Oskaloosa, IA11,55582-18%
Grafton, WI11,5391022%
Klahanie, WA11,53816363%
Bellmawr, NJ11,5381088%
El Campo, TX11,54981-19%
Source: The El Campo, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.