Eggertsville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEggertsvilleNew YorkNational
Cost of living index87122100
IndexEggertsvilleNew YorkNational
Goods & Services index85112100
Groceries index88103100
Health care index89104100
Housing index73149100
Transportation index117122100
Utilities index101102100
A general summary of the cost of living index in Eggertsville, NY is shown above. Compared to the state average of New York the cost of living index in Eggertsville, NY is 87, which is 29% lower than the average in New York and compared to the national average it is 13% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Eggertsville, NY goods and services come in at 24% lower than the average in New York and are 15% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Eggertsville is 29% lower than the New York average.
  • The cost of living in Eggertsville is 13% lower than the national average.
  • The cost of housing in Eggertsville is 27% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Eggertsville, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Eggertsville, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Eggertsville, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Eggertsville, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,733$6,644$1,860$2,392
Renters$22,089$1,841$515$663
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Eggertsville, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Eggertsville, NY has a median income of about $79,733 for people who own homes. Based on that number, a person should spend a maximum of $1,860 on expenses related to housing. Renters have a slightly different median income, which is $22,089. Based on this average, renters should spend no more than $515 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Eggertsville, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemEggertsvilleNational avg.Difference
Haircut $14.78$14.591.3%
Beauty Salon $24.99$34.6827.9%
Toothpaste $1.49$2.4739.8%
Shampoo $0.87$1.0214.9%
Movie $10.62$9.877.6%
Bowling $2.90$4.3934.0%

Groceries

ItemEggertsvilleNational avg.Difference
Ground Beef $3.74$4.4816.5%
Fried Chicken $1.14$1.4622.1%
Milk $1.82$2.3622.8%
Potatoes $2.19$3.0628.5%
Pizza $8.00$9.2413.4%
Beer $7.73$8.6310.5%

Health Care

ItemEggertsvilleNational avg.Difference
Optometrist $55.25$99.7844.6%
Doctor $80.50$105.0323.4%
Dentist $78.80$88.7011.2%
Ibuprofen $7.98$9.4115.2%
Lipitor $335.79$298.5012.5%

Housing

ItemEggertsvilleNational avg.Difference
Home Price $122,700.00$175,700.0030.2%
Avg. Mortgage Payment $1,155.06$1,081.036.8%
Apartment Rent $752.00$920.0018.3%

Transportation

ItemEggertsvilleNational avg.Difference
Gasoline $2.74$2.0931.2%
Tire Balancing $35.11$45.2922.5%

Utilities

ItemEggertsvilleNational avg.Difference
All Electricity$177.83$170.804.1%
Phone $27.50$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Niagara Falls, NY49,67979-21%
Buffalo, NY259,95980-20%
South Lockport, NY8,25580-20%
Sloan, NY3,64280-20%
Lackawanna, NY18,03781-19%
Eggertsville, NY15,35787-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hanover, PA15,36598-2%
Pacific Grove, CA15,36517070%
Ladson, SC15,36998-2%
East Rancho Dominguez, CA15,34311616%
Storrs, CT15,37412323%
Eggertsville, NY15,35787-13%
Source: The Eggertsville, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.