East Rochester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEast RochesterNew YorkNational
Cost of living index92122100
IndexEast RochesterNew YorkNational
Goods & Services index103112100
Groceries index98103100
Health care index99104100
Housing index65149100
Transportation index126122100
Utilities index94102100
A general summary of the cost of living index in East Rochester, NY is shown above. Compared to the state average of New York the cost of living index in East Rochester, NY is 92, which is 24% lower than the average in New York and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In East Rochester, NY goods and services come in at 8% lower than the average in New York and are 3% higher than compared to the nationwide average.

Did you know?

  • The cost of living in East Rochester is 24% lower than the New York average.
  • The cost of living in East Rochester is 8% lower than the national average.
  • The cost of housing in East Rochester is 35% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in East Rochester, NY to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of East Rochester, NY, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the East Rochester, NY salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,757$5,146$1,441$1,853
Renters$24,311$2,026$567$729
One can approximate the cost of living and the housing affordability in East Rochester, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in East Rochester, NY have a median income of $61,757. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,441 per month to avoid calamity and poverty. The renters in the city have an income of about $24,311, which would make their monthly maximum allowable rental costs $567.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in East Rochester, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemEast RochesterNational avg.Difference
Haircut $12.67$14.5913.2%
Beauty Salon $33.75$34.682.7%
Toothpaste $2.37$2.474.2%
Shampoo $1.00$1.022.2%
Movie $9.92$9.870.5%
Bowling $4.92$4.3912.0%

Groceries

ItemEast RochesterNational avg.Difference
Ground Beef $3.86$4.4813.8%
Fried Chicken $1.99$1.4635.9%
Milk $2.28$2.363.3%
Potatoes $2.99$3.062.3%
Pizza $11.00$9.2419.0%
Beer $8.09$8.636.3%

Health Care

ItemEast RochesterNational avg.Difference
Optometrist $114.11$99.7814.4%
Doctor $100.22$105.034.6%
Dentist $87.06$88.701.9%
Ibuprofen $9.24$9.411.8%
Lipitor $303.30$298.501.6%

Housing

ItemEast RochesterNational avg.Difference
Home Price $95,300.00$175,700.0045.8%
Avg. Mortgage Payment $949.46$1,081.0312.2%
Apartment Rent $819.00$920.0011.0%

Transportation

ItemEast RochesterNational avg.Difference
Gasoline $2.72$2.0930.0%
Tire Balancing $52.74$45.2916.5%

Utilities

ItemEast RochesterNational avg.Difference
All Electricity$153.03$170.8010.4%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ontario, NY2,18886-14%
Rochester, NY210,46189-11%
Shortsville, NY1,38790-10%
Manchester, NY1,69191-9%
Palmyra, NY3,47391-9%
East Rochester, NY6,68792-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kula, HI6,687204104%
Groesbeck, OH6,68890-10%
Litchfield, MN6,68994-6%
Buena Vista, VA6,68389-11%
Thomson, GA6,68283-17%
East Rochester, NY6,68792-8%
Source: The East Rochester, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.