Dumfries cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDumfriesVirginiaNational
Cost of living index104108100
IndexDumfriesVirginiaNational
Goods & Services index98100100
Groceries index11294100
Health care index9499100
Housing index104133100
Transportation index12193100
Utilities index98100100
A general summary of the cost of living index in Dumfries, VA is shown above. Compared to the state average of Virginia the cost of living index in Dumfries, VA is 104, which is 4% lower than the average in Virginia and compared to the national average it is 4% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Dumfries, VA goods and services come in at 2% lower than the average in Virginia and are 2% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Dumfries is 4% lower than the Virginia average.
  • The cost of living in Dumfries is 4% higher than the national average.
  • The cost of housing in Dumfries is 4% higher than the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

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Compare Dumfries, VA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Dumfries, VA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Dumfries, VA, you have to earn a higher income in order to still have the same standard of living. To operate the Dumfries, VA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,203$5,934$1,661$2,136
Renters$43,827$3,652$1,023$1,315
The affordability of the housing market in Dumfries, VA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Dumfries, VA homeowners, the median income is $71,203. This indicates that a monthly maximum of $1,661 should be spent by homeowners on all housing related costs. Renters have a median income of $43,827. This indicates that renters should have a maximum of $1,023 used for their rent related monthly costs.

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Virginia5.3%6%

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
Virginia2%5.75%
One thing to keep in mind when considering the cost of living in Dumfries, VA is the Virginia sales tax and Virginia income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Virginia sales tax rate is 5.3% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Virginia income tax rates range from 2% to 5.75%.

Goods & Services

ItemDumfriesNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $53.25$34.6853.5%
Toothpaste $2.24$2.479.4%
Shampoo $1.02$1.020.2%
Movie $12.71$9.8728.8%
Bowling $5.38$4.3922.5%

Groceries

ItemDumfriesNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.66$1.4613.4%
Milk $2.68$2.3613.7%
Potatoes $3.69$3.0620.5%
Pizza $8.00$9.2413.4%
Beer $9.29$8.637.6%

Health Care

ItemDumfriesNational avg.Difference
Optometrist $73.50$99.7826.3%
Doctor $87.20$105.0317.0%
Dentist $86.40$88.702.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $293.64$298.501.6%

Housing

ItemDumfriesNational avg.Difference
Home Price $145,300.00$175,700.0017.3%
Avg. Mortgage Payment $2,743.63$1,081.03153.8%
Apartment Rent $1,429.00$920.0055.3%

Transportation

ItemDumfriesNational avg.Difference
Gasoline $2.59$2.0923.8%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemDumfriesNational avg.Difference
All Electricity$167.80$170.801.8%
Phone $27.32$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Woodlawn, VA2,08286-14%
Boswell's Corner, VA1,41683-17%
Potomac Heights, MD1,12594-6%
Belle Haven, VA37695-5%
Quantico Base, VA6,6561088%
Dumfries, VA5,1221044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Milan, IL5,12286-14%
North Hills, NY5,122221121%
Litchfield Park, AZ5,1221099%
Terryville, CT5,12111717%
Royal Pines, NC5,1241044%
Dumfries, VA5,1221044%
Source: The Dumfries, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.