Downingtown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index110102100
Goods & Services index108103100
Groceries index103105100
Health care index10397100
Housing index11993100
Transportation index96112100
Utilities index114112100
Here we can see a simple outline of the cost of living in Downingtown, PA. As you can see, with the average cost of living in Downingtown, PA being 110, that puts it 8% higher than the average of Pennsylvania and 10% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Downingtown, PA, the price of goods and services are 5% higher than the average of Pennsylvania as well as 8% higher than the nation's average.

Did you know?

  • The cost of living in Downingtown is 8% higher than the Pennsylvania average.
  • The cost of living in Downingtown is 10% higher than the national average.
  • The cost of housing in Downingtown is 19% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current income in Downingtown, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Downingtown, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Downingtown, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Downingtown, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Downingtown, PA have a median income of $74,966. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,749 per month to avoid calamity and poverty. The renters in the city have an income of about $41,793, which would make their monthly maximum allowable rental costs $975.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Downingtown, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemDowningtownNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $40.00$34.6815.3%
Toothpaste $2.22$2.4710.2%
Shampoo $0.91$1.0211.0%
Movie $11.50$9.8716.5%
Bowling $4.50$4.392.5%


ItemDowningtownNational avg.Difference
Ground Beef $4.42$4.481.3%
Fried Chicken $1.56$1.466.6%
Milk $2.14$2.369.2%
Potatoes $3.66$3.0619.6%
Pizza $8.49$9.248.1%
Beer $8.49$8.631.7%

Health Care

ItemDowningtownNational avg.Difference
Optometrist $118.00$99.7818.3%
Doctor $87.50$105.0316.7%
Dentist $97.50$88.709.9%
Ibuprofen $9.42$9.410.1%
Lipitor $328.49$298.5010.0%


ItemDowningtownNational avg.Difference
Home Price $218,200.00$175,700.0024.2%
Avg. Mortgage Payment $1,153.85$1,081.036.7%
Apartment Rent $982.00$920.006.7%


ItemDowningtownNational avg.Difference
Gasoline $1.99$2.095.0%
Tire Balancing $45.00$45.290.6%


ItemDowningtownNational avg.Difference
All Electricity$222.61$170.8030.3%
Phone $25.95$28.268.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cheyney University, PA9291066%
Lincoln University, PA1,7711066%
Marcus Hook, PA2,43094-6%
Linwood, PA3,39494-6%
Modena, PA49696-4%
Downingtown, PA7,92111010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mahtomedi, MN7,92311919%
Lackland AFB, TX7,92611111%
Irondale, GA7,92792-8%
York, SC7,91391-9%
Manhasset, NY7,929217117%
Downingtown, PA7,92111010%
Source: The Downingtown, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.