Dover cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDoverDelawareNational
Cost of living index103111100
IndexDoverDelawareNational
Goods & Services index105107100
Groceries index105106100
Health care index9698100
Housing index103126100
Transportation index9597100
Utilities index109109100
Displayed above is a general overview of the Dover, DE cost of living index. The overall cost of living index in Dover, DE is 103, which is 7% lower than the Delaware average and 3% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Dover, DE are 2% lower than the Delaware average and 5% higher than the national average.

Did you know?

  • The cost of living in Dover is 7% lower than the Delaware average.
  • The cost of living in Dover is 3% higher than the national average.
  • The cost of housing in Dover is 3% higher than the national average.
  • Delaware general sales tax is 100% lower than the national average.
  • Delaware state income tax is 100% lower than the national average.

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Compare Dover, DE Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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Use the salary calculator to compare your current income in Dover, DE to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Dover, DE, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Dover, DE salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,452$5,454$1,527$1,964
Renters$30,063$2,505$701$902
If you want to find a good determining factor for the cost of living and the general affordability of housing in Dover, DE, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Dover, DE, the median monthly income is $65,452 for those who own their own homes. Under the standard rule, that income level would allow for $1,527 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $30,063, per the median income in the area. That would allow for renters to spend up to $701 on monthly rental expenses.

Delaware Sales Tax

StateGeneral Sales TaxWith Max Surtax
Delaware0%0%

Delaware Income Tax

StateIncome Tax (Low)Income Tax (High)
Delaware0%6.75%
The Delaware sales tax and Delaware income tax rates should definitely be considered when determining the overall cost of living in Dover, DE. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Delaware sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Delaware income tax rates range from 0% to 6.75%.

Goods & Services

ItemDoverNational avg.Difference
Haircut $12.33$15.5620.8%
Beauty Salon $33.33$36.117.7%
Toothpaste $2.63$2.476.2%
Shampoo $1.05$0.968.8%
Movie $11.67$10.1315.2%
Bowling $4.79$4.741.2%

Groceries

ItemDoverNational avg.Difference
Ground Beef $4.77$3.9819.8%
Fried Chicken $1.59$1.4112.8%
Milk $2.02$2.062.3%
Potatoes $3.74$2.9825.3%
Pizza $9.61$9.471.4%
Beer $9.66$8.799.8%

Health Care

ItemDoverNational avg.Difference
Optometrist $131.00$101.0429.6%
Doctor $82.39$107.4423.3%
Dentist $88.34$90.422.3%
Ibuprofen $9.90$9.286.7%
Lipitor $434.08$426.501.8%

Housing

ItemDoverNational avg.Difference
Home Price $181,600.00$175,700.003.4%
Avg. Mortgage Payment $861.28$1,133.2324.0%
Apartment Rent $929.00$920.001.0%

Transportation

ItemDoverNational avg.Difference
Gasoline $1.88$1.995.6%
Tire Balancing $43.80$45.764.3%

Utilities

ItemDoverNational avg.Difference
All Electricity$182.99$163.8111.7%
Phone $29.95$28.395.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Henderson, MD19892-8%
Marydel, MD18496-4%
Goldsboro, MD16597-3%
Rodney Village, DE1,32098-2%
Frederica, DE1,08599-1%
Dover, DE36,8261033%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Winter Garden, FL36,826100-0%
Oakton, VA36,86016464%
Marion, OH36,79186-14%
Brighton, NY36,8701022%
Keizer, OR36,8751099%
Dover, DE36,8261033%
Source: The Dover, DE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.