A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dickinson Texas National
Cost of living9994100
Groceries9998100
Health care9898100
Housing9983100
Transportation9798100
Utilities103103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare10398100
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An Overview of Cost of Living in Dickinson, TX

Understanding the cost of living in Dickinson can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Dickinson cost of living index is 99, which is 1% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Dickinson closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Dickinson can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Dickinson Affordable?

Wondering if Dickinson is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Dickinson, for example, the median home price is 6.3% lower than what folks pay nationally, and monthly rent is 11.1% higher than the usual rates. Plus, income levels matter too, with Dickinson boasting a median household income of $106,227, which is 30.6% higher than the national average.

What Factors can Influence the Cost of Living in Dickinson?

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Dickinson, healthcare costs are 2.1% lower than the national average.

Where is the Data From?

The Dickinson cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Dickinson is 5% higher than the Texas average
  • The cost of living in Dickinson is 1% lower than the national average
  • Dickinson housing is 1% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Dickinson

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Compare Dickinson, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$129,271$10,773$3,016$3,879
      Renters$55,901$4,658$1,304$1,677
      A good way to judge both the affordability of the housing and the cost of living in Dickinson is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dickinson has a median income of about $129,271 for people who own homes. Based on that number, a maximum of $3,016 should be spent on expenses related to housing. Renters have a slightly different median income, which is $55,901. Based on this average, renters should spend no more than $1,304 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Liverpool, TX5338514.5%
      South Houston, TX17,971909.5%
      La Marque, TX17,391919.0%
      Hitchcock, TX8,085918.9%
      Texas City, TX50,965936.8%
      Dickinson, TX21,358990.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Moline, IL21,3589010.3%
      Sidney, OH21,3598712.6%
      South El Monte, CA21,35314847.7%
      Lebanon, OH21,351972.8%
      Marquette, MI21,369973.3%
      Dickinson, TX21,358990.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.