Diamondhead cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index10384100
Goods & Services index10893100
Groceries index9694100
Health care index8690100
Housing index10463100
Transportation index9693100
Utilities index10390100
Displayed above is a general overview of the Diamondhead, MS cost of living index. The overall cost of living index in Diamondhead, MS is 103, which is 23% higher than the Mississippi average and 3% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Diamondhead, MS are 16% higher than the Mississippi average and 8% higher than the national average.

Did you know?

  • The cost of living in Diamondhead is 23% higher than the Mississippi average.
  • The cost of living in Diamondhead is 3% higher than the national average.
  • The cost of housing in Diamondhead is 4% higher than the national average.
  • Mississippi general sales tax is 37% higher than the national average.
  • Mississippi state income tax is 35% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Diamondhead, MS would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Diamondhead, MS, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Diamondhead, MS salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Diamondhead, MS, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Diamondhead, MS homeowners have a median income of $70,096. Using that number, you will come up with a maximum of $1,635 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $44,897, which means there is a maximum of $1,048 to be spent on the costs of renting a home or apartment.

Mississippi Sales Tax

StateGeneral Sales TaxWith Max Surtax

Mississippi Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Diamondhead, MS, the Mississippi income tax and the Mississippi sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Mississippi maximum surtax is 7.25%, and the Mississippi sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3% to 5% in Mississippi.

Goods & Services

ItemDiamondheadNational avg.Difference
Haircut $15.09$15.563.0%
Beauty Salon $29.34$36.1118.7%
Toothpaste $3.06$2.4723.8%
Shampoo $1.06$0.969.3%
Movie $9.98$10.131.5%
Bowling $11.00$4.74132.2%


ItemDiamondheadNational avg.Difference
Ground Beef $4.05$3.981.7%
Fried Chicken $1.17$1.4117.0%
Milk $2.02$2.062.1%
Potatoes $2.98$2.980.2%
Pizza $10.17$9.477.4%
Beer $7.41$8.7915.7%

Health Care

ItemDiamondheadNational avg.Difference
Optometrist $86.16$101.0414.7%
Doctor $82.37$107.4423.3%
Dentist $67.34$90.4225.5%
Ibuprofen $11.07$9.2819.3%
Lipitor $431.08$426.501.1%


ItemDiamondheadNational avg.Difference
Home Price $158,700.00$175,700.009.7%
Avg. Mortgage Payment $685.88$1,133.2339.5%
Apartment Rent $1,262.00$920.0037.2%


ItemDiamondheadNational avg.Difference
Gasoline $1.75$1.9912.3%
Tire Balancing $52.98$45.7615.8%


ItemDiamondheadNational avg.Difference
All Electricity$128.68$163.8121.4%
Phone $38.83$28.3936.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Waveland, MS6,46393-7%
Kiln, MS1,70994-6%
DeLisle, MS99697-3%
Lyman, MS2,18798-2%
Bay St. Louis, MS10,31398-2%
Diamondhead, MS8,2751033%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bogota, NJ8,27712828%
Mount Rainier, MD8,27712323%
Center Line, MI8,27985-15%
Perryville, MO8,28088-12%
Oak Hill, WV8,27083-17%
Diamondhead, MS8,2751033%
Source: The Diamondhead, MS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.