Delta cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDeltaColoradoNational
Cost of living index95107100
IndexDeltaColoradoNational
Goods & Services index9499100
Groceries index100103100
Health care index100102100
Housing index91127100
Transportation index9995100
Utilities index9488100
Here we can see a simple outline of the cost of living in Delta, CO. As you can see, with the average cost of living in Delta, CO being 95, that puts it 11% lower than the average of Colorado and 5% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Delta, CO, the price of goods and services are 5% lower than the average of Colorado as well as 6% lower than the nation's average.

Did you know?

  • The cost of living in Delta is 11% lower than the Colorado average.
  • The cost of living in Delta is 5% lower than the national average.
  • The cost of housing in Delta is 9% lower than the national average.
  • Colorado general sales tax is 43% lower than the national average.
  • Colorado state income tax is 108% higher than the national average.

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Compare Delta, CO Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Delta, CO would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Delta, CO, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Delta, CO salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$52,661$4,388$1,229$1,580
Renters$25,439$2,120$594$763
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Delta, CO as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Delta, CO homeowners, is $52,661. This would allow for a maximum of $1,229 per month to be spent on housing costs. For renters, the median monthly income is $25,439 which would result in a maximum of $594 to be spent on rental costs.

Colorado Sales Tax

StateGeneral Sales TaxWith Max Surtax
Colorado2.9%10%

Colorado Income Tax

StateIncome Tax (Low)Income Tax (High)
Colorado4.63%4.63%
When you are determining the total cost of living in Delta, CO you will want to make sure you consider both the Colorado sales tax and the Colorado income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Colorado is 2.9%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Colorado have a range from 4.63% to 4.63%.

Goods & Services

ItemDeltaNational avg.Difference
Haircut $15.45$15.560.7%
Beauty Salon $24.96$36.1130.9%
Toothpaste $2.55$2.473.3%
Shampoo $0.83$0.9613.5%
Movie $11.57$10.1314.2%
Bowling $5.04$4.746.5%

Groceries

ItemDeltaNational avg.Difference
Ground Beef $4.55$3.9814.2%
Fried Chicken $1.16$1.4117.4%
Milk $1.83$2.0611.1%
Potatoes $1.94$2.9834.9%
Pizza $9.78$9.473.3%
Beer $7.78$8.7911.5%

Health Care

ItemDeltaNational avg.Difference
Optometrist $104.98$101.043.9%
Doctor $134.73$107.4425.4%
Dentist $83.39$90.427.8%
Ibuprofen $9.06$9.282.3%
Lipitor $342.22$426.5019.8%

Housing

ItemDeltaNational avg.Difference
Home Price $162,000.00$175,700.007.8%
Avg. Mortgage Payment $1,066.48$1,133.235.9%
Apartment Rent $797.00$920.0013.4%

Transportation

ItemDeltaNational avg.Difference
Gasoline $1.98$1.990.5%
Tire Balancing $45.54$45.760.5%

Utilities

ItemDeltaNational avg.Difference
All Electricity$141.83$163.8113.4%
Phone $29.99$28.395.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Olathe, CO1,59190-10%
Orchard City, CO3,07296-4%
Cedaredge, CO2,42996-4%
Delta, CO8,80195-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lapeer, MI8,80190-10%
Madeira, OH8,8011044%
Lancaster, SC8,80187-13%
Frostburg, MD8,80295-5%
Highland Park, TX8,796285185%
Delta, CO8,80195-5%
Source: The Delta, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.