Delphos cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDelphosOhioNational
Cost of living index8591100
IndexDelphosOhioNational
Goods & Services index9799100
Groceries index95101100
Health care index10695100
Housing index5675100
Transportation index102101100
Utilities index9591100
A general overview of the cost of living index for Delphos, OH is displayed above. In Delphos, OH, the overall cost of living index is 85, which is 7% lower than the Ohio average and 15% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Delphos, OH, the city's goods and services are 2% lower than the Ohio average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in Delphos is 7% lower than the Ohio average.
  • The cost of living in Delphos is 15% lower than the national average.
  • The cost of housing in Delphos is 44% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Delphos, OH Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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The salary calculator is used in order to provide a comparison of your current salary in Delphos, OH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Delphos, OH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Delphos, OH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$53,429$4,452$1,247$1,603
Renters$35,733$2,978$834$1,072
If you want to find a good determining factor for the cost of living and the general affordability of housing in Delphos, OH, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Delphos, OH, the median monthly income is $53,429 for those who own their own homes. Under the standard rule, that income level would allow for $1,247 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $35,733, per the median income in the area. That would allow for renters to spend up to $834 on monthly rental expenses.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax
Ohio5.75%8%

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
Ohio0.528%5.333%
When considering the overall cost of living expenses in Delphos, OH, it's important to take into account the sales tax for Ohio, as well as the rate for income tax in Ohio. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Ohio is 8%, and the sales tax in the state of Ohio is 5.75%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Ohio starts from 0.528% and goes up to 5.333%.

Goods & Services

ItemDelphosNational avg.Difference
Haircut $11.80$15.5624.2%
Beauty Salon $32.20$36.1110.8%
Toothpaste $2.38$2.473.7%
Shampoo $0.93$0.963.3%
Movie $11.20$10.1310.6%
Bowling $3.50$4.7426.1%

Groceries

ItemDelphosNational avg.Difference
Ground Beef $3.23$3.9818.8%
Fried Chicken $1.50$1.416.6%
Milk $1.53$2.0625.7%
Potatoes $2.65$2.9811.1%
Pizza $8.99$9.475.1%
Beer $7.91$8.7910.1%

Health Care

ItemDelphosNational avg.Difference
Optometrist $99.08$101.041.9%
Doctor $88.44$107.4417.7%
Dentist $116.60$90.4229.0%
Ibuprofen $9.49$9.282.3%
Lipitor $413.16$426.503.1%

Housing

ItemDelphosNational avg.Difference
Home Price $84,500.00$175,700.0051.9%
Avg. Mortgage Payment $913.54$1,133.2319.4%
Apartment Rent $676.00$920.0026.5%

Transportation

ItemDelphosNational avg.Difference
Gasoline $1.95$1.992.1%
Tire Balancing $50.63$45.7610.6%

Utilities

ItemDelphosNational avg.Difference
All Electricity$142.02$163.8113.3%
Phone $30.62$28.397.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Scott, OH28975-25%
Cloverdale, OH17681-19%
Elgin, OH4081-19%
Vaughnsville, OH23181-19%
Grover Hill, OH38781-19%
Delphos, OH7,26785-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tallulah, LA7,26781-19%
Woodlake, VA7,26611010%
Hudson Falls, NY7,26699-1%
Carneys Point, NJ7,2681044%
Chehalis, WA7,2651011%
Delphos, OH7,26785-15%
Source: The Delphos, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.