Defiance cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDefianceOhioNational
Cost of living index8791100
IndexDefianceOhioNational
Goods & Services index9799100
Groceries index95101100
Health care index10695100
Housing index6175100
Transportation index102101100
Utilities index9591100
A general summary of the cost of living index in Defiance, OH is shown above. Compared to the state average of Ohio the cost of living index in Defiance, OH is 87, which is 5% lower than the average in Ohio and compared to the national average it is 13% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Defiance, OH goods and services come in at 2% lower than the average in Ohio and are 3% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Defiance is 5% lower than the Ohio average.
  • The cost of living in Defiance is 13% lower than the national average.
  • The cost of housing in Defiance is 39% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Defiance, OH Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Defiance, OH to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Defiance, OH, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Defiance, OH salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,151$4,513$1,263$1,625
Renters$25,417$2,118$593$763
If you want to find a good determining factor for the cost of living and the general affordability of housing in Defiance, OH, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Defiance, OH, the median monthly income is $54,151 for those who own their own homes. Under the standard rule, that income level would allow for $1,263 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,417, per the median income in the area. That would allow for renters to spend up to $593 on monthly rental expenses.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax
Ohio5.75%8%

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
Ohio0.528%5.333%
When you are determining the total cost of living in Defiance, OH you will want to make sure you consider both the Ohio sales tax and the Ohio income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Ohio is 5.75%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Ohio have a range from 0.528% to 5.333%.

Goods & Services

ItemDefianceNational avg.Difference
Haircut $11.80$15.5624.2%
Beauty Salon $32.20$36.1110.8%
Toothpaste $2.38$2.473.7%
Shampoo $0.93$0.963.3%
Movie $11.20$10.1310.6%
Bowling $3.50$4.7426.1%

Groceries

ItemDefianceNational avg.Difference
Ground Beef $3.23$3.9818.8%
Fried Chicken $1.50$1.416.6%
Milk $1.53$2.0625.7%
Potatoes $2.65$2.9811.1%
Pizza $8.99$9.475.1%
Beer $7.91$8.7910.1%

Health Care

ItemDefianceNational avg.Difference
Optometrist $99.08$101.041.9%
Doctor $88.44$107.4417.7%
Dentist $116.60$90.4229.0%
Ibuprofen $9.49$9.282.3%
Lipitor $413.16$426.503.1%

Housing

ItemDefianceNational avg.Difference
Home Price $99,300.00$175,700.0043.5%
Avg. Mortgage Payment $913.54$1,133.2319.4%
Apartment Rent $657.00$920.0028.6%

Transportation

ItemDefianceNational avg.Difference
Gasoline $1.95$1.992.1%
Tire Balancing $50.63$45.7610.6%

Utilities

ItemDefianceNational avg.Difference
All Electricity$142.02$163.8113.3%
Phone $30.62$28.397.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Broughton, OH9874-26%
Cecil, OH20579-21%
Ney, OH35579-21%
New Bavaria, OH12785-15%
Miller City, OH11183-17%
Defiance, OH16,64687-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Concord, MO16,64599-1%
Suwanee, GA16,64811212%
Sikeston, MO16,64280-20%
Fairhope, AL16,6611088%
Centralia, WA16,6641000%
Defiance, OH16,64687-13%
Source: The Defiance, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.