Dayton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index7990100
Goods & Services index8797100
Groceries index9193100
Health care index8590100
Housing index6180100
Transportation index8190100
Utilities index8492100
Here we can see a simple outline of the cost of living in Dayton, TN. As you can see, with the average cost of living in Dayton, TN being 79, that puts it 13% lower than the average of Tennessee and 21% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Dayton, TN, the price of goods and services are 10% lower than the average of Tennessee as well as 13% lower than the nation's average.

Did you know?

  • The cost of living in Dayton is 13% lower than the Tennessee average.
  • The cost of living in Dayton is 21% lower than the national average.
  • The cost of housing in Dayton is 39% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Dayton, TN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Dayton, TN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Dayton, TN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Dayton, TN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dayton, TN has a median income of about $46,046 for people who own homes. Based on that number, a person should spend a maximum of $1,074 on expenses related to housing. Renters have a slightly different median income, which is $18,795. Based on this average, renters should spend no more than $439 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Dayton, TN, it's important to take into account the sales tax for Tennessee, as well as the rate for income tax in Tennessee. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Tennessee is 9.75%, and the sales tax in the state of Tennessee is 7%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Tennessee starts from 0% and goes up to 0%.

Goods & Services

ItemDaytonNational avg.Difference
Haircut $13.97$15.5610.3%
Beauty Salon $21.44$36.1140.6%
Toothpaste $2.25$2.479.0%
Shampoo $1.02$0.965.7%
Movie $9.89$10.132.3%
Bowling $3.88$4.7418.2%


ItemDaytonNational avg.Difference
Ground Beef $3.48$3.9812.7%
Fried Chicken $1.19$1.4115.5%
Milk $2.55$2.0623.4%
Potatoes $3.03$2.981.5%
Pizza $8.94$9.475.7%
Beer $7.95$8.799.5%

Health Care

ItemDaytonNational avg.Difference
Optometrist $111.00$101.049.9%
Doctor $70.03$107.4434.8%
Dentist $70.33$90.4222.2%
Ibuprofen $9.27$9.280.1%
Lipitor $464.35$426.508.9%


ItemDaytonNational avg.Difference
Home Price $107,700.00$175,700.0038.7%
Avg. Mortgage Payment $877.02$1,133.2322.6%
Apartment Rent $542.00$920.0041.1%


ItemDaytonNational avg.Difference
Gasoline $1.57$1.9921.0%
Tire Balancing $39.70$45.7613.2%


ItemDaytonNational avg.Difference
All Electricity$132.10$163.8119.4%
Phone $25.15$28.3911.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pikeville, TN2,04774-26%
Graysville, TN1,74875-25%
Calhoun, TN53076-24%
Decatur, TN1,50378-22%
Spring City, TN2,13779-21%
Dayton, TN7,31679-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Dunellen, NJ7,31712222%
Washington, IA7,31583-17%
Gonzales, TX7,31781-19%
Raritan, NJ7,31812929%
Clarkston, WA7,31891-9%
Dayton, TN7,31679-21%
Source: The Dayton, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.