Daphne cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9989100
Goods & Services index9698100
Groceries index10398100
Health care index8885100
Housing index10373100
Transportation index9692100
Utilities index10799100
An overview of the general cost of living index for Daphne, AL is displayed above for your reference. Residents in Daphne, AL enjoy a cost of living index of 99. This index is 11% higher than the Alabama average, and 1% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Daphne, AL, the average cost of goods and services is 2% lower than it is in Alabama, and it is 5% lower than the national average.

Did you know?

  • The cost of living in Daphne is 11% higher than the Alabama average.
  • The cost of living in Daphne is 1% lower than the national average.
  • The cost of housing in Daphne is 3% higher than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Daphne, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Daphne, AL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Daphne, AL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Daphne, AL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Daphne, AL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Daphne, AL, the median monthly income is $69,635 for those who own their own homes. Under the standard rule, that income level would allow for $1,625 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,614, per the median income in the area. That would allow for renters to spend up to $1,111 on monthly rental expenses.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Daphne, AL and want to know what the true cost of living is, they ought to look at both the Alabama income tax rate and the Alabama sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Alabama, the sales tax is 4%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Alabama, the income tax rate ranges between 2% to 5%.

Goods & Services

ItemDaphneNational avg.Difference
Haircut $13.38$14.598.3%
Beauty Salon $33.88$34.682.3%
Toothpaste $3.04$2.4722.9%
Shampoo $1.04$1.021.8%
Movie $9.75$9.871.2%
Bowling $4.02$4.398.5%


ItemDaphneNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.47$1.460.4%
Milk $2.61$2.3610.7%
Potatoes $3.72$3.0621.5%
Pizza $8.00$9.2413.4%
Beer $8.82$8.632.2%

Health Care

ItemDaphneNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $78.60$105.0325.2%
Dentist $79.40$88.7010.5%
Ibuprofen $9.84$9.414.5%
Lipitor $273.56$298.508.4%


ItemDaphneNational avg.Difference
Home Price $174,000.00$175,700.001.0%
Avg. Mortgage Payment $832.83$1,081.0323.0%
Apartment Rent $1,018.00$920.0010.7%


ItemDaphneNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $47.96$45.295.9%


ItemDaphneNational avg.Difference
All Electricity$188.02$170.8010.1%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Prichard, AL22,47583-17%
Chickasaw, AL6,02686-14%
Belle Fontaine, AL55786-14%
Mobile, AL194,94291-9%
Summerdale, AL1,07692-8%
Daphne, AL22,98399-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
New Smyrna Beach, FL22,9931088%
Auburn, ME22,9601044%
West Springfield, VA22,95614242%
Van Buren, AR22,95585-15%
Roselle, IL22,95111414%
Daphne, AL22,98399-1%
Source: The Daphne, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.