Dana Point cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDana PointCaliforniaNational
Cost of living index181137100
IndexDana PointCaliforniaNational
Goods & Services index107109100
Groceries index113118100
Health care index107111100
Housing index342189100
Transportation index138130100
Utilities index103112100
The above illustration supplies generalized information for the Dana Point, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Dana Point, CA is 181, which is 33% higher than the California average and 81% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Dana Point, CA are 2% lower than the average for California and 7% higher than the rest of the country.

Did you know?

  • The cost of living in Dana Point is 33% higher than the California average.
  • The cost of living in Dana Point is 81% higher than the national average.
  • The cost of housing in Dana Point is 242% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Dana Point, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Dana Point, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Dana Point, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Dana Point, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$104,226$8,686$2,432$3,127
Renters$66,006$5,501$1,540$1,980
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Dana Point, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Dana Point, CA homeowners have a median income of $104,226. Using that number, you will come up with a maximum of $2,432 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $66,006, which means there is a maximum of $1,540 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Dana Point, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemDana PointNational avg.Difference
Haircut $18.80$15.5620.8%
Beauty Salon $61.40$36.1170.1%
Toothpaste $2.67$2.478.0%
Shampoo $1.20$0.9624.4%
Movie $13.02$10.1328.5%
Bowling $6.27$4.7432.4%

Groceries

ItemDana PointNational avg.Difference
Ground Beef $4.66$3.9816.9%
Fried Chicken $1.35$1.414.3%
Milk $1.98$2.064.1%
Potatoes $2.54$2.9814.7%
Pizza $10.99$9.4716.0%
Beer $10.36$8.7917.8%

Health Care

ItemDana PointNational avg.Difference
Optometrist $101.11$101.040.1%
Doctor $96.33$107.4410.3%
Dentist $106.10$90.4217.3%
Ibuprofen $11.77$9.2826.8%
Lipitor $433.14$426.501.6%

Housing

ItemDana PointNational avg.Difference
Home Price $710,000.00$175,700.00304.1%
Avg. Mortgage Payment $3,096.05$1,133.23173.2%
Apartment Rent $1,826.00$920.0098.5%

Transportation

ItemDana PointNational avg.Difference
Gasoline $3.05$1.9953.1%
Tire Balancing $47.53$45.763.9%

Utilities

ItemDana PointNational avg.Difference
All Electricity$170.50$163.814.1%
Phone $29.19$28.392.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Laguna Woods, CA16,30211616%
Aliso Viejo, CA49,43715353%
San Juan Capistrano, CA35,56215555%
Lake Forest, CA78,94015555%
Rancho Santa Margarita, CA48,75815959%
Dana Point, CA33,86118181%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
New City, NY33,87414747%
Oildale, CA33,8791000%
Pleasant Hill, CA33,84216060%
Oregon City, OR33,83411717%
San Dimas, CA33,89614545%
Dana Point, CA33,86118181%
Source: The Dana Point, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.