Daly City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDaly CityCaliforniaNational
Cost of living index166135100
IndexDaly CityCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index277189100
Transportation index131125100
Utilities index108116100
Displayed above is a general overview of the Daly City, CA cost of living index. The overall cost of living index in Daly City, CA is 166, which is 22% higher than the California average and 66% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Daly City, CA are 8% higher than the California average and 15% higher than the national average.

Did you know?

  • The cost of living in Daly City is 22% higher than the California average.
  • The cost of living in Daly City is 66% higher than the national average.
  • The cost of housing in Daly City is 177% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Daly City, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Daly City, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Daly City, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Daly City, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$93,068$7,756$2,171$2,792
Renters$55,775$4,648$1,301$1,673
The affordability of the housing market in Daly City, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Daly City, CA homeowners, the median income is $93,068. This indicates that a monthly maximum of $2,171 should be spent by homeowners on all housing related costs. Renters have a median income of $55,775. This indicates that renters should have a maximum of $1,301 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Daly City, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemDaly CityNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemDaly CityNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemDaly CityNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemDaly CityNational avg.Difference
Home Price $564,000.00$175,700.00221.0%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $1,599.00$920.0073.8%

Transportation

ItemDaly CityNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemDaly CityNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Emeryville, CA10,49713636%
Oakland, CA402,33914646%
Marin City, CA2,95815353%
Colma, CA1,83716464%
South San Francisco, CA65,53716868%
Daly City, CA103,89716666%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Richardson, TX103,7521099%
Centennial, CO104,21311919%
Palm Bay, FL104,34296-4%
Burbank, CA104,48415757%
Pompano Beach, FL103,2341000%
Daly City, CA103,89716666%
Source: The Daly City, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.