Cut Off cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCut OffLouisianaNational
Cost of living index8891100
IndexCut OffLouisianaNational
Goods & Services index9697100
Groceries index9497100
Health care index8395100
Housing index7582100
Transportation index9594100
Utilities index8688100
An overview of the general cost of living index for Cut Off, LA is displayed above for your reference. Residents in Cut Off, LA enjoy a cost of living index of 88. This index is 3% lower than the Louisiana average, and 12% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cut Off, LA, the average cost of goods and services is equal to it is in Louisiana, and it is 4% lower than the national average.

Did you know?

  • The cost of living in Cut Off is 3% lower than the Louisiana average.
  • The cost of living in Cut Off is 12% lower than the national average.
  • The cost of housing in Cut Off is 25% lower than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Cut Off, LA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Cut Off, LA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Cut Off, LA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$55,479$4,623$1,294$1,665
Renters$44,444$3,704$1,037$1,333
If you want to find a good determining factor for the cost of living and the general affordability of housing in Cut Off, LA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cut Off, LA, the median monthly income is $55,479 for those who own their own homes. Under the standard rule, that income level would allow for $1,294 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,444, per the median income in the area. That would allow for renters to spend up to $1,037 on monthly rental expenses.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
One thing to keep in mind when considering the cost of living in Cut Off, LA is the Louisiana sales tax and Louisiana income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Louisiana sales tax rate is 4% and the maximum surtax that can be charged is 11%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Louisiana income tax rates range from 2% to 6%.

Goods & Services

ItemCut OffNational avg.Difference
Haircut $18.50$14.5926.8%
Beauty Salon $34.00$34.682.0%
Toothpaste $1.96$2.4720.8%
Shampoo $1.17$1.0214.5%
Movie $10.34$9.874.8%
Bowling $4.25$4.393.2%

Groceries

ItemCut OffNational avg.Difference
Ground Beef $3.57$4.4820.3%
Fried Chicken $1.13$1.4622.8%
Milk $2.37$2.360.6%
Potatoes $3.83$3.0625.1%
Pizza $8.49$9.248.1%
Beer $7.88$8.638.7%

Health Care

ItemCut OffNational avg.Difference
Optometrist $90.00$99.789.8%
Doctor $77.50$105.0326.2%
Dentist $75.00$88.7015.4%
Ibuprofen $11.99$9.4127.4%
Lipitor $217.93$298.5027.0%

Housing

ItemCut OffNational avg.Difference
Home Price $134,500.00$175,700.0023.4%
Avg. Mortgage Payment $1,099.63$1,081.031.7%
Apartment Rent $648.00$920.0029.6%

Transportation

ItemCut OffNational avg.Difference
Gasoline $1.91$2.098.7%
Tire Balancing $47.90$45.295.8%

Utilities

ItemCut OffNational avg.Difference
All Electricity$146.99$170.8013.9%
Phone $24.01$28.2615.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Montegut, LA1,44679-21%
Golden Meadow, LA1,78681-19%
Galliano, LA7,83085-15%
Lockport Heights, LA1,07485-15%
Lockport, LA2,56186-14%
Cut Off, LA5,49888-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Poplar Grove, IL5,49898-2%
Pupukea, HI5,498236136%
Waterville, OH5,4991000%
High Springs, FL5,49996-4%
Weldon Spring, MO5,49612424%
Cut Off, LA5,49888-12%
Source: The Cut Off, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.