Cost Of Living In Crossville, TN

Crossville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Crossville	Tennessee	National
Cost of living index	85	91	100
Index	Crossville	Tennessee	National
Goods & Services index	90	98	100
Groceries index	93	92	100
Health care index	87	89	100
Housing index	72	80	100
Transportation index	93	93	100
Utilities index	85	91	100

A general overview of the cost of living index for Crossville, TN is displayed above. In Crossville, TN, the overall cost of living index is 85, which is 6% lower than the Tennessee average and 15% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Crossville, TN, the city's goods and services are 8% lower than the Tennessee average and 10% lower than the U.S. average.

Did you know?

The cost of living in Crossville is 6% lower than the Tennessee average.
The cost of living in Crossville is 15% lower than the national average.
The cost of housing in Crossville is 28% lower than the national average.
Tennessee general sales tax is 37% higher than the national average.
Tennessee state income tax is 100% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in Crossville, TN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Crossville, TN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Crossville, TN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,440	$4,120	$1,154	$1,483
Renters	$18,502	$1,542	$432	$555

One can approximate the cost of living and the housing affordability in Crossville, TN by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Crossville, TN have a median income of $49,440. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,154 per month to avoid calamity and poverty. The renters in the city have an income of about $18,502, which would make their monthly maximum allowable rental costs $432.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

When assessing the complete cost of living in Crossville, TN, the Tennessee income tax and the Tennessee sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Tennessee maximum surtax is 9.75%, and the Tennessee sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Tennessee.

Goods & Services

Item	Crossville	National avg.	Difference
Haircut	$9.33	$14.59	36.1%
Beauty Salon	$22.83	$34.68	34.2%
Toothpaste	$2.38	$2.47	3.8%
Shampoo	$0.88	$1.02	13.9%
Movie	$10.25	$9.87	3.9%
Bowling	$4.11	$4.39	6.4%

Groceries

Item	Crossville	National avg.	Difference
Ground Beef	$4.06	$4.48	9.3%
Fried Chicken	$1.33	$1.46	9.2%
Milk	$2.03	$2.36	13.9%
Potatoes	$2.20	$3.06	28.1%
Pizza	$8.00	$9.24	13.4%
Beer	$8.55	$8.63	1.0%

Health Care

Item	Crossville	National avg.	Difference
Optometrist	$90.00	$99.78	9.8%
Doctor	$91.67	$105.03	12.7%
Dentist	$66.50	$88.70	25.0%
Ibuprofen	$8.52	$9.41	9.5%
Lipitor	$309.67	$298.50	3.7%

Housing

Item	Crossville	National avg.	Difference
Home Price	$133,900.00	$175,700.00	23.8%
Avg. Mortgage Payment	$803.38	$1,081.03	25.7%
Apartment Rent	$577.00	$920.00	37.3%

Transportation

Item	Crossville	National avg.	Difference
Gasoline	$1.98	$2.09	5.5%
Tire Balancing	$40.00	$45.29	11.7%

Utilities

Item	Crossville	National avg.	Difference
All Electricity	$141.04	$170.80	17.4%
Phone	$24.80	$28.26	12.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Crab Orchard, TN	759	77	-23%
Monterey, TN	2,851	79	-21%
Pleasant Hill, TN	493	80	-20%
Bowman, TN	254	80	-20%
Lake Tansi, TN	3,934	85	-15%
Crossville, TN	11,125	85	-15%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Campbellsville, KY	11,126	83	-17%
Beachwood, NJ	11,127	121	21%
Mendota Heights, MN	11,131	125	25%
Corning, NY	11,108	91	-9%
Hillsborough, CA	11,148	222	122%
Crossville, TN	11,125	85	-15%

Source: The Crossville, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.

Crossville, TN Cost of Living