Congers cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCongersNew YorkNational
Cost of living index146120100
IndexCongersNew YorkNational
Goods & Services index114110100
Groceries index106105100
Health care index10099100
Housing index231149100
Transportation index107111100
Utilities index109102100
Here we can see a simple outline of the cost of living in Congers, NY. As you can see, with the average cost of living in Congers, NY being 146, that puts it 22% higher than the average of New York and 46% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Congers, NY, the price of goods and services are 3% higher than the average of New York as well as 14% higher than the nation's average.

Did you know?

  • The cost of living in Congers is 22% higher than the New York average.
  • The cost of living in Congers is 46% higher than the national average.
  • The cost of housing in Congers is 131% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Congers, NY to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Congers, NY, then you would need to earn more income in order to maintain the same standard of living. To use the Congers, NY salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$113,401$9,450$2,646$3,402
Renters$70,647$5,887$1,648$2,120
One can approximate the cost of living and the housing affordability in Congers, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Congers, NY have a median income of $113,401. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,646 per month to avoid calamity and poverty. The renters in the city have an income of about $70,647, which would make their monthly maximum allowable rental costs $1,648.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
One thing to keep in mind when considering the cost of living in Congers, NY is the New York sales tax and New York income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The New York sales tax rate is 4% and the maximum surtax that can be charged is 8.875%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemCongersNational avg.Difference
Haircut $21.07$15.5635.3%
Beauty Salon $37.27$36.113.2%
Toothpaste $2.00$2.4719.2%
Shampoo $0.99$0.962.6%
Movie $12.15$10.1320.0%
Bowling $4.22$4.7411.0%

Groceries

ItemCongersNational avg.Difference
Ground Beef $3.70$3.987.2%
Fried Chicken $1.60$1.4113.9%
Milk $2.41$2.0616.8%
Potatoes $2.72$2.988.7%
Pizza $8.23$9.4713.1%
Beer $8.92$8.791.5%

Health Care

ItemCongersNational avg.Difference
Optometrist $114.67$101.0413.5%
Doctor $97.00$107.449.7%
Dentist $100.58$90.4211.2%
Ibuprofen $8.64$9.286.9%
Lipitor $377.50$426.5011.5%

Housing

ItemCongersNational avg.Difference
Home Price $443,900.00$175,700.00152.6%
Avg. Mortgage Payment $1,788.76$1,133.2357.8%
Apartment Rent $1,668.00$920.0081.3%

Transportation

ItemCongersNational avg.Difference
Gasoline $1.95$1.992.3%
Tire Balancing $58.03$45.7626.8%

Utilities

ItemCongersNational avg.Difference
All Electricity$168.80$163.813.0%
Phone $33.50$28.3918.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731033%
Highland Falls, NY3,85211515%
Harriman, NY2,77111616%
Fort Montgomery, NY1,38511919%
Mount Ivy, NY6,92612020%
Congers, NY8,49614646%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Granbury, TX8,4961011%
Chester, IL8,49585-15%
Florence, OR8,4981088%
Monroe, NY8,49312626%
Wagoner, OK8,49985-15%
Congers, NY8,49614646%
Source: The Congers, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.