| Statistic | Reportedincidents | /100k people | Coldwater/100k people | Michigan/100k people | National/100k people |
| Total crime | 396 | n/a (estimate) | 2,843 | 1,998 | 2,324 |
| Murder | 0 | n/a | 0.0 | 6.9 | 6.3 |
| Rape | 9 | n/a | 64.6 | 64.8 | 40.0 |
| Robbery | 5 | n/a | 35.9 | 36.6 | 66.1 |
| Assault | 36 | n/a | 258.4 | 352.7 | 268.2 |
| Violent crime | 50 | n/a (estimate) | 359 | 461 | 370 |
| Burglary | 49 | n/a | 351.8 | 214.3 | 269.8 |
| Theft | 283 | n/a | 2,031.6 | 1,055.3 | 1,401.9 |
| Vehicle theft | 14 | n/a | 100.5 | 267.2 | 282.7 |
| Property crime | 346 | n/a (estimate) | 2,484 | 1,537 | 1,954 |
The Coldwater crime rates are 22.3% higher than the national average. There are two main categories of crime - violent crime and property crime. Violent crime consists of murder, rape, robbery and assault, while property crimes include burglary, theft and vehicle theft. There were a total of 50 violent crimes in Coldwater (359 per 100,000 people), which is 2.9% lower than the national average and there were a total of 346 property crimes (2484 per 100,000 residents) which is 27.1% higher than average.
For violent crimes per 100,000 people, Coldwater has a rate of violent crime that is very close to the national average. There were a total of 359 violent crimes, while the national average reported 370. This is an indication that the level of crime is essentially on par with all other cities.
In the most recently reported crime year, Coldwater registered zero reported homicides. This statistic not only designates the area as an exemplar of security but also emanates a profound sense of safety within its community. A minimal incidence of severe violent crime not only fosters a strong sense of well-being among residents but also sets a commendable standard for other regions aiming to cultivate similarly safe surroundings.
Determining whether Coldwater is a place to live may not always yield a simple answer, given the city's varying safety levels across different areas. Nonetheless, comprehending the city's overall crime rate can be a valuable asset. In broad terms, Coldwater has an overall crime rate that is 22% higher than the national average. When we take a look at crime on a daily basis, this translates into 1.08 daily occurrences, comprising 0.14 violent crimes and 0.95 property crimes. Scrutinizing these statistics provides a foundation for a more informed assessment of the suitability of Coldwater as a potential place to establish residency.
Year-over-year crime data allows residents and potential residents to assess the crime in Coldwater. A decrease in crime rates may indicate improving safety, while an increase could raise concerns. The year-over-year crime rate in Coldwater has increased by 25.7%. Violent crimes have decreased by 15.3%, while property crimes have increased by 35.2%. By comparing crime rates from one year to the next, authorities and communities can identify trends and patterns in criminal activity. This helps in understanding whether crime is increasing, decreasing, or remaining stable over time.
If employment opportunities are limited or if many jobs offer low wages, it can lead to higher rates of unemployment and underemployment, which could lead to an increase in Coldwater crime rates. Areas where individuals struggle with unemployment or low wages, may be more susceptible to an increase in criminal activities as a result of financial insecurity. While lower rates of unemployment or a surplus of job opportunities could lead to a decrease in crime as their basic needs are being met. Coldwater has an unemployment rate of 1.6%, compared to a national average of 4.7%.
High population density areas are often large urban centers with diverse economic opportunities. These areas can exacerbate income inequality, with pockets of poverty existing alongside affluence. Areas with economic disparities may experience higher property crimes and, in some cases, violent crimes. On the other hand, areas with low population density tend to see lower Coldwater crime rates. The population density in Coldwater is 1264.5 people per square mile, while the national average is 90.6 people per square mile.
In Coldwater, 79.8% of residents have graduated from high school, whereas the national average stands at 83%. The educational makeup of a community can exert a significant influence on crime rates. Typically, higher levels of educational attainment are associated with reduced crime rates, as they furnish individuals with improved employment prospects and viable alternatives to engaging in criminal activities. Conversely, communities characterized by lower educational achievement often grapple with higher crime rates, as limited opportunities may drive individuals towards criminal behavior.
| Item | Coldwater | Michigan | National |
| Law enforcement employees (officers & civilians) | 19 | 10,515 | 558,732 |
| Police officers & civilians /1000 residents | 1.7 | 2.1 | 3.3 |
| State | Total offenders | Michigan /100K | National /100K |
| Michigan | 40,460 | 414 | 266 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Litchfield, MI | 1,232 | 145 | 580 | 725 |
| Clear Lake, IN | 398 | 124 | 624 | 747 |
| Fremont, IN | 2,345 | 48 | 717 | 765 |
| Athens, MI | 1,045 | 212 | 706 | 917 |
| Homer, MI | 1,550 | 225 | 749 | 973 |
| Reading, MI | 961 | 237 | 791 | 1,028 |
| Union City, MI | 1,731 | 0 | 1,277 | 1,277 |
| Coldwater, MI | 12,203 | 359 | 2,484 | 2,843 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Valencia West, AZ | 12,201 | 522 | 2,488 | 3,011 |
| Bainbridge, GA | 12,200 | 666 | 3,997 | 4,663 |
| Tucson Estates, AZ | 12,198 | 501 | 2,388 | 2,890 |
| Princeton, TX | 12,208 | 144 | 813 | 958 |
| Harrison, WI | 12,209 | 210 | 979 | 1,189 |
| Coldwater, MI | 12,203 | 359 | 2,484 | 2,843 |
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