Clover cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCloverVirginiaNational
Cost of living index88108100
IndexCloverVirginiaNational
Goods & Services index112100100
Groceries index10294100
Health care index9399100
Housing index48133100
Transportation index8893100
Utilities index110100100

Did you know?

  • The cost of living in Clover is 19% lower than the Virginia average.
  • The cost of living in Clover is 12% lower than the national average.
  • The cost of housing in Clover is 52% lower than the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$45,926$3,827$1,072$1,378
Renters$20,223$1,685$472$607

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Virginia5.3%6%

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
Virginia2%5.75%

Goods & Services

ItemCloverNational avg.Difference
Haircut $12.50$14.5914.3%
Beauty Salon $28.00$34.6819.3%
Toothpaste $2.97$2.4720.1%
Shampoo $1.07$1.024.7%
Movie $10.00$9.871.3%
Bowling $5.50$4.3925.2%

Groceries

ItemCloverNational avg.Difference
Ground Beef $6.09$4.4836.0%
Fried Chicken $1.55$1.465.9%
Milk $2.66$2.3612.9%
Potatoes $3.48$3.0613.7%
Pizza $13.00$9.2440.6%
Beer $8.48$8.631.8%

Health Care

ItemCloverNational avg.Difference
Optometrist $90.00$99.789.8%
Doctor $80.00$105.0323.8%
Dentist $81.50$88.708.1%
Ibuprofen $8.98$9.414.6%
Lipitor $334.49$298.5012.1%

Housing

ItemCloverNational avg.Difference
Home Price $67,700.00$175,700.0061.5%
Avg. Mortgage Payment $1,012.44$1,081.036.3%
Apartment Rent $641.00$920.0030.3%

Transportation

ItemCloverNational avg.Difference
Gasoline $1.91$2.098.5%
Tire Balancing $36.00$45.2920.5%

Utilities

ItemCloverNational avg.Difference
All Electricity$174.88$170.802.4%
Phone $34.01$28.2620.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fairview, VA11298-2%
Thynedale, VA641055%
Mountain Road, VA1,25585-15%
Chase City, VA2,22889-11%
Brookneal, VA1,15782-18%
Clover, VA48388-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Arapaho, OK48378-22%
Oacoma, SD48383-17%
Pathfork, KY48371-29%
Gays Mills, WI48392-8%
Hemlock, NY48389-11%
Clover, VA48388-12%
Source: The Clover, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.