Cloquet cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index95102100
Goods & Services index104107100
Groceries index114107100
Health care index114108100
Housing index76101100
Transportation index9298100
Utilities index8987100
An overview of the general cost of living index for Cloquet, MN is displayed above for your reference. Residents in Cloquet, MN enjoy a cost of living index of 95. This index is 8% lower than the Minnesota average, and 5% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cloquet, MN, the average cost of goods and services is 3% lower than it is in Minnesota, and it is 4% higher than the national average.

Did you know?

  • The cost of living in Cloquet is 8% lower than the Minnesota average.
  • The cost of living in Cloquet is 5% lower than the national average.
  • The cost of housing in Cloquet is 24% lower than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

Find Real Estate Listings In Cloquet


New Real Estate Listings In Cloquet

Compare Cloquet, MN Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Cloquet, MN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Cloquet, MN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Cloquet, MN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cloquet, MN as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cloquet, MN homeowners, is $57,545. This would allow for a maximum of $1,343 per month to be spent on housing costs. For renters, the median monthly income is $18,393 which would result in a maximum of $429 to be spent on rental costs.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
The Minnesota sales tax and Minnesota income tax rates should definitely be considered when determining the overall cost of living in Cloquet, MN. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Minnesota sales tax is 6.875% and the maximum surtax is 7.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Minnesota income tax rates range from 5.35% to 9.85%.

Goods & Services

ItemCloquetNational avg.Difference
Haircut $21.63$14.5948.2%
Beauty Salon $29.50$34.6814.9%
Toothpaste $3.02$2.4722.1%
Shampoo $1.04$1.021.8%
Movie $10.00$9.871.3%
Bowling $3.98$4.399.4%


ItemCloquetNational avg.Difference
Ground Beef $4.94$4.4810.3%
Fried Chicken $1.99$1.4635.9%
Milk $2.64$2.3612.0%
Potatoes $1.99$3.0635.0%
Pizza $8.00$9.2413.4%
Beer $8.99$8.634.1%

Health Care

ItemCloquetNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $159.50$105.0351.9%
Dentist $84.75$88.704.5%
Ibuprofen $10.47$9.4111.2%
Lipitor $297.89$298.500.2%


ItemCloquetNational avg.Difference
Home Price $137,400.00$175,700.0021.8%
Avg. Mortgage Payment $820.96$1,081.0324.1%
Apartment Rent $659.00$920.0028.4%


ItemCloquetNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $42.25$45.296.7%


ItemCloquetNational avg.Difference
All Electricity$162.93$170.804.6%
Phone $22.89$28.2619.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brookston, MN11587-13%
Carlton, MN93894-6%
Mahnomen CDP, MN29992-8%
Proctor, MN3,06695-5%
Scanlon, MN1,13998-2%
Cloquet, MN12,06495-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Leeds, AL12,06391-9%
Mango, FL12,06289-11%
Brown Deer, WI12,06797-3%
Haverstraw, NY12,06013232%
Cornelius, OR12,06811010%
Cloquet, MN12,06495-5%
Source: The Cloquet, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.