Cleburne cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCleburneTexasNational
Cost of living index9291100
IndexCleburneTexasNational
Goods & Services index11597100
Groceries index9090100
Health care index10296100
Housing index6481100
Transportation index9595100
Utilities index9794100
A general summary of the cost of living index in Cleburne, TX is shown above. Compared to the state average of Texas the cost of living index in Cleburne, TX is 92, which is 2% higher than the average in Texas and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Cleburne, TX goods and services come in at 18% higher than the average in Texas and are 15% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Cleburne is 2% higher than the Texas average.
  • The cost of living in Cleburne is 8% lower than the national average.
  • The cost of housing in Cleburne is 36% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Transportation index
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The salary calculator is used in order to provide a comparison of your current salary in Cleburne, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Cleburne, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Cleburne, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$59,829$4,986$1,396$1,795
Renters$32,730$2,728$764$982
The affordability of the housing market in Cleburne, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Cleburne, TX homeowners, the median income is $59,829. This indicates that a monthly maximum of $1,396 should be spent by homeowners on all housing related costs. Renters have a median income of $32,730. This indicates that renters should have a maximum of $764 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When assessing the complete cost of living in Cleburne, TX, the Texas income tax and the Texas sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Texas maximum surtax is 8.25%, and the Texas sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Texas.

Goods & Services

ItemCleburneNational avg.Difference
Haircut $19.00$14.5930.2%
Beauty Salon $58.00$34.6867.2%
Toothpaste $2.02$2.4718.3%
Shampoo $1.22$1.0219.4%
Movie $9.96$9.870.9%
Bowling $5.25$4.3919.5%

Groceries

ItemCleburneNational avg.Difference
Ground Beef $4.32$4.483.5%
Fried Chicken $1.39$1.465.1%
Milk $2.00$2.3615.1%
Potatoes $3.22$3.065.2%
Pizza $8.55$9.247.5%
Beer $8.82$8.632.2%

Health Care

ItemCleburneNational avg.Difference
Optometrist $89.67$99.7810.1%
Doctor $106.00$105.030.9%
Dentist $95.67$88.707.9%
Ibuprofen $8.78$9.416.7%
Lipitor $305.36$298.502.3%

Housing

ItemCleburneNational avg.Difference
Home Price $94,700.00$175,700.0046.1%
Avg. Mortgage Payment $832.74$1,081.0323.0%
Apartment Rent $813.00$920.0011.6%

Transportation

ItemCleburneNational avg.Difference
Gasoline $1.94$2.097.2%
Tire Balancing $45.00$45.290.6%

Utilities

ItemCleburneNational avg.Difference
All Electricity$181.35$170.806.2%
Phone $24.00$28.2615.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Blum, TX50287-13%
Covington, TX23389-11%
Alvarado, TX3,83291-9%
Grandview, TX1,46391-9%
Rio Vista, TX1,00692-8%
Cleburne, TX29,76592-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Granite City, IL29,76486-14%
Los Altos, CA29,762222122%
Milford Mill, MD29,7581055%
Liberty, MO29,80695-5%
Highland Park, IL29,81915050%
Cleburne, TX29,76592-8%
Source: The Cleburne, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.